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Credit Analysis Role Overview

As a skilled professional in credit analysis, you will play a pivotal role in ensuring adherence to credit policy and defined processes. Your key responsibilities will include timely completion of tasks (TAT), managing Priority Deliverables TAT (PD TAT) and Credit Acceptance Manager (CAM) quality, as well as Fraud Risk Management.

This role requires strong analytical skills, attention to detail, and excellent communication skills to work effectively with cross-functional teams.

Key Responsibilities:
  • Ensure compliance with credit policy and defined processes.
  • Coordinate with the Operations team for disbursement and PDD process.
  • Maintain Daily Login MIS, Disbursal MIS, and other management reports.
  • Prepare financial spreadsheets and provide analysis on the same.
  • Generate Cibil reports, conduct Google checks, and perform related verifications.
  • Coordinate with various vendors while managing vendor TAT.
  • Perform banking, repayment tracking, and CAM preparation tasks.

Responsibilities may vary based on business requirements.

Requirements:
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work under pressure and meet deadlines.
  • Proficiency in MS Office, particularly Excel.
  • Knowledge of financial tools and software.

Absolutes or near-absolutes required for this role are Analytical Skills, Communication Skills, and Time Management.