Agriculture Insurance Risk Assessor

4 days ago


Ahmedabad, Gujarat, India beBeeRisk Full time ₹ 10,65,800 - ₹ 15,24,200
Job Title:

Insurance Policy Risk Assessor

Job Overview:

At a leading insurer, we are seeking an experienced Agriculture Insurance Risk Assessor to join our team. The ideal candidate will be responsible for evaluating, analyzing, and assessing agriculture insurance risks.

Key Responsibilities:
  • Risk Assessment: Evaluate and assess risks associated with agriculture-related insurance applications, including crops, livestock, machinery, and farm infrastructure.
  • Policy Development: Design and recommend appropriate coverage levels and policy terms based on risk assessments and market conditions.
  • Loss Mitigation: Collaborate with loss control teams to suggest risk management strategies to mitigate potential losses.
  • Data Analysis: Utilize various analytical tools and techniques to assess risk, including geographic information systems (GIS), historical weather data, and crop yield reports.
  • Client Consultation: Work closely with clients, agents, and brokers to explain risk assessment decisions and help them understand the policy coverage.
  • Compliance: Ensure that all risk assessment practices meet regulatory guidelines and company policies, adhering to local, regional, and national agricultural insurance regulations.
  • Collaboration: Collaborate with actuaries to develop pricing models for agriculture insurance products and work with claims teams to assess and manage loss events.
  • Reporting: Prepare detailed reports on risk assessment activities, including risk assessments, policy performance, and market trends.
Key Qualifications:
  • Strong understanding of agriculture production, climate risks, and farm operations.
  • Knowledge of agricultural insurance products, including crop, livestock, and farm insurance.
  • Excellent analytical and problem-solving skills with the ability to assess complex risks.
  • Familiarity with underwriting software and tools, including risk modelling and GIS systems.
  • Strong interpersonal and communication skills, with the ability to explain risk assessment decisions to non-experts.
  • Ability to collaborate with cross-functional teams including actuaries, claims adjusters, and field agents.


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