Senior Credit Risk Specialist

1 day ago


Alwar, Rajasthan, India beBeeCreditRisk Full time ₹ 17,22,546 - ₹ 32,11,459
Key Job Responsibilities

The successful candidate will be responsible for developing and maintaining comprehensive credit risk policies and frameworks for unsecured lending products, ensuring alignment with market trends, regulatory guidelines, and risk appetite. They will collaborate with cross-functional teams to optimize credit strategies for new and existing products, driving optimal risk-adjusted returns.

Credit Risk Management
  • Build and enhance credit scorecards and rule engines in collaboration with data science and analytics teams, leveraging advanced technologies to improve underwriting models.
  • Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics, identifying areas for refinement.
Portfolio Oversight and Monitoring
  • Lead periodic credit reviews and present portfolio health to senior management, providing actionable insights to inform business decisions.
  • Design and track key risk indicators (KRIs) and early warning systems (EWS), ensuring proactive risk management.

The ideal candidate will possess a strong understanding of consumer credit products and the risk lifecycle, with 7-12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs. A postgraduate degree in Finance, Economics, or CA is also required.



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