Senior Credit Policy Specialist

2 days ago


Gurgaon, Haryana, India beBeeFinancial Full time ₹ 17,95,426 - ₹ 23,45,119
Job Title: Credit Risk Policy Manager

Description:

At our company, we strive to create an environment where people can thrive and create a better future for everyone. We are committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect.


Role Purpose:

The role is responsible for the implementation of credit risk policies and processes that are in line with business requirements, management of pre-approved and new sourcing programs, and overseeing the Centralized Audit Function from a credit risk perspective as per plans together with active stakeholder management to achieve organization goals.


Key Responsibilities:
  • Manage new sourcing and underwriting programs/policies in line with business requirements and risk policies
  • Manage credit risk policy implementation, including retail, SME card, and AURUM card
  • Analyze deviations to credit policy and monitor errors by the underwriting team
  • Create operating guidelines/bulletin for the operations, sales and training team
  • Provide system requirements to the Risk Infra/IT/Underwriting team from a credit risk perspective
  • Manage and rollout of new programs, including pre-approved and sourcing programs
  • Identify, drive, and pursue digital onboarding with a focus on information from banking and nonbanking partners
  • Oversee Centralized Audit Function (Audit COE) from a credit risk perspective
  • Suggest measures for process improvement & ensuring gap analysis within a few months of any new process rollout
  • Ensure training and certification of operations and audit team on credit policy and process
  • Manage verification strategy, verification decision guidelines, and verification automation initiatives

Measures of Success:
  • Early Delinquency as per agreed threshold
  • Accuracy of credit decisions through the system and underwriting teams
  • Certification of underwriting teams
  • Completion of Critical Projects on Digitization & Automation as per agreed objectives
  • Management of pre-approved and new sourcing programs as per plans
  • Process Adherence as per MOU

Required Skills and Qualifications:
  • Good understanding of market environment and competitor landscape on retail lending
  • Knowledge of under-writing and operational processes

Competencies critical to the role:
  • Analytical ability and Problem solving
  • Relationship Management
  • Networking & Collaboration

Qualification:
  • Master's degree in relevant field


  • Gurgaon, Haryana, India beBeeCredit Full time ₹ 6,00,000 - ₹ 12,00,000

    Job Title Senior Credit StrategistThe role holder is responsible for leading a team and collaborating with sales departments to achieve business objectives. They will be in direct contact with consumers to establish their creditworthiness, ensuring completion of verifications and adherence to industry best practices.Key ResponsibilitiesDevelop and implement...


  • Gurgaon, Haryana, India beBeeRiskmanagement Full time ₹ 15,00,000 - ₹ 20,00,000

    Job Title: Credit Risk Management SpecialistRole SummaryThis role involves overseeing and managing credit risks, ensuring compliance with relevant policies and regulations. You will be responsible for maintaining a robust credit risk management framework and providing assurance to senior management on control-based activities.Key ResponsibilitiesMaintain an...

  • Credit Manager

    3 weeks ago


    Gurgaon, Haryana, India Hilti Full time

    Job DescriptionWe are seeking an ambitious Credit Manager to lead our Credit and Collection department. This is a rare opportunity for a finance professional to build a global career. The ideal candidate will be responsible for developing and executing credit and collection policies, managing credit risk to ensure sustained business growth, and providing...


  • Gurgaon, Haryana, India beBeeCreditRisk Full time ₹ 25,00,000 - ₹ 40,00,000

    Role OverviewWe are seeking an experienced professional to fill the role of Senior Research Analyst. The position involves supporting banks in assessing counterparty credit risk for funds and asset managers.Key Responsibilities:Develop detailed reports on credit risk assessment using market data and company information.Assign credit ratings by utilizing our...


  • Gurgaon, Haryana, India beBeeCreditManagement Full time

    Senior Credit Management ProfessionalThis is an exceptional opportunity for a seasoned credit management professional to lead and oversee end-to-end credit operations, ensuring full compliance with established credit terms and policies. The role involves developing and managing accurate and timely customer credit MIS reports to internal and external...


  • Gurgaon, Haryana, India beBeeCredit Full time ₹ 30,00,000 - ₹ 45,00,000

    Job Overview:As a Credit Analyst, you will be part of a team performing outbound calls and offline work, adjudicating credit, conducting thorough investigations on credit bureaus, and deciding on the customer's creditworthiness.This role offers a solid foundation for a career in Credit Card Operations. Key Responsibilities include Fraud and Credit Risk...

  • Credit Risk Manager

    1 week ago


    Gurgaon, Haryana, India beBeeRiskManager Full time ₹ 73,20,000 - ₹ 1,18,68,000

    Job DescriptionWe are seeking a seasoned Credit Strategist to join our team. The ideal candidate will have expertise in retail secured lending, specifically in the Loan Against Property (LAP) business. This role requires a deep understanding of credit strategy and risk management, as well as experience in policy formulation, governance, and portfolio...


  • Gurgaon, Haryana, India beBeeCredit Full time ₹ 60,00,000 - ₹ 1,50,00,000

    Job Summary:We are seeking a seasoned Credit Manager to lead our team in achieving business targets. The ideal candidate will have excellent leadership and analytical skills, with the ability to drive results while maintaining risk awareness.Key Responsibilities:Underwrite secured and unsecured loan proposals in line with established policies and...


  • Gurgaon, Haryana, India beBeeCreditRisk Full time ₹ 80,00,000 - ₹ 1,20,00,000

    Job Title: Credit Risk ManagerWe are seeking an ambitious and experienced Credit Risk Manager to lead our Credit Management department. This is a rare opportunity for a finance professional to build a global career with our organization.About the RoleThis position involves developing and executing credit management policies to ensure sustained business...


  • Gurgaon, Haryana, India beBeeCredit Full time ₹ 80,00,000 - ₹ 1,20,00,000

    Credit Specialist RoleAre you a seasoned professional with a passion for credit analysis and strategic decision-making?A career as a Credit Specialist at our organization offers the perfect opportunity to leverage your expertise and drive business growth.The ideal candidate will have a strong analytical mindset, excellent communication skills, and the...