Senior Credit Underwriter

2 days ago


Lucknow, Uttar Pradesh, India beBeeSeniorCreditUnderwriter Full time ₹ 1,20,00,000 - ₹ 1,50,00,000
Job Description

We are seeking an experienced Senior Credit Underwriter to join our team. As a key member of our underwriting department, you will be responsible for managing the end-to-end credit underwriting process for personal loans through a digital journey.

Credit Underwriting and Monitoring:

  • Create and implement effective credit underwriting policies based on product constructs to minimize risk and maximize portfolio profitability.

Data Analysis and Validation:

  • Collaborate with the Data Science team to analyze underwriting models and validate their performance on the current portfolio, ensuring data-driven decision making.

Performance Benchmarks and Risk Management:

  • Establish and track performance benchmarks to identify areas for improvement and recommend course correction measures when necessary.

Automation of Credit Policies:

  • Automate credit policies to reduce manual intervention in assessing creditworthiness, improving efficiency and accuracy.

Portfolio Profitability and Risk Thresholds:

  • Monitor and track portfolio profitability, funnel metrics, and risk thresholds to ensure optimal business outcomes.

Performance Monitoring:

  • Regularly monitor portfolio performance and provide analysis-driven recommendations to policy makers to inform strategic decisions.

Delinquent Accounts and Risk Mitigation:


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