Chief Credit Risk Officer

13 hours ago


Nagpur, Maharashtra, India beBeeRisk Full time ₹ 15,00,000 - ₹ 25,00,000
Job Title: Risk Management Specialist

The role of a Risk Management Specialist is crucial in managing and strengthening the credit risk framework for unsecured lending. The ideal candidate will drive credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.

Key Responsibilities:
  • Credit Risk Strategy & Policy: Develop and maintain credit risk policies and frameworks for unsecured products, review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
  • Underwriting & Risk Models: Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams, monitor performance of underwriting models and recommend refinements as needed, evaluate new lending segments, channels, or partnerships from a credit perspective.
  • Portfolio Monitoring & MIS: Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics, lead periodic credit reviews and present portfolio health to senior management, design and track key risk indicators (KRIs) and early warning systems (EWS).
Requirements:
  • MBA/PGDM in Finance, Economics, or CA, 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs, strong understanding of consumer credit products and the risk lifecycle, working capital underwriting is a must.

The selected candidate will have the opportunity to work on a challenging role that requires strategic thinking and analytical skills. If you are passionate about risk management and have a strong background in finance, this could be the perfect opportunity for you.



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