Senior Credit Risk Specialist

4 days ago


Mysore, Karnataka, India beBeeRisk Full time ₹ 15,00,000 - ₹ 22,00,000
Job Description

We are seeking a Risk Analyst to join our team at turno. The ideal candidate will have a strong background in credit risk management, analytical skills, and experience with Python and SQL.

Key Responsibilities:
  • Develop, implement, and review credit risk models & associated frameworks in an unsecured rural/semi-urban lending context.
  • Implement and monitor credit risk strategies across the lending life cycle - acquisition, underwriting, cross-sell, and collections.
  • Review portfolio on a periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
  • Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
  • Analyze industry data on a scale, prepare MIS/Dashboards, and apprise senior management on changing market conditions.
  • Regularly review processes for adherence to risk policies and check if controls are effectively in place and working.
  • Coordinate with various internal teams for strengthening of the risk framework.
Eligibility Criteria:
  • BTech or MTech from a Tier 1 college.
  • 3-6 years of experience in managing risk in a NBFC/Fintech/Lending organization.
  • 2+ years of experience in Python and SQL is mandatory.
  • Excellent understanding of data and ability to bring insights.
  • Sound knowledge of statistical models.
  • Experience in Microfinance/MSME Lending will be an added advantage.


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