Senior Credit Portfolio Manager
4 weeks ago
As a Senior Credit Portfolio Manager at PROV HR Solutions Pvt Ltd, you will be responsible for overseeing credit decisions, managing credit quality, and ensuring the overall financial health of the branch's loan portfolio.
Key Responsibilities:
- Evaluate loan applications based on available information and interactions with applicants.
- Make sound credit decisions that balance risk and reward.
- Manage credit quality and control delinquency rates.
- Implement measures to prevent fraud.
- Track and analyze key performance indicators, including loan losses, portfolio quality, cost of credit administration, and employee productivity.
- Identify areas for improvement and implement corrective actions.
Required Skills and Competencies:
- Experience: 4-6 years of experience in credit or underwriting.
- Knowledge: Understanding of portfolio metrics and credit risk management principles.
- Interpersonal Skills: Strong interpersonal skills to build relationships with team members, applicants, and other stakeholders.
- Leadership: Ability to lead and motivate a team to achieve branch goals.
Desired Skills and Experience:
- Credit Risk Management: In-depth knowledge of credit risk management frameworks and methodologies.
- Credit Underwriting: Expertise in credit underwriting techniques and processes.
- Credit Analysis: Ability to analyze financial statements and other credit-related data.
- Risk Assessment: Proven ability to assess and manage risk effectively.
- Experience in the Credit Risk domain: Prior experience in credit risk roles or related fields
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