Senior Credit Portfolio Manager

4 weeks ago


Chennai, Tamil Nadu, India PROV HR Solutions Pvt Ltd Full time

As a Senior Credit Portfolio Manager at PROV HR Solutions Pvt Ltd, you will be responsible for overseeing credit decisions, managing credit quality, and ensuring the overall financial health of the branch's loan portfolio.

Key Responsibilities:

- Evaluate loan applications based on available information and interactions with applicants.

- Make sound credit decisions that balance risk and reward.

- Manage credit quality and control delinquency rates.

- Implement measures to prevent fraud.

- Track and analyze key performance indicators, including loan losses, portfolio quality, cost of credit administration, and employee productivity.

- Identify areas for improvement and implement corrective actions.

Required Skills and Competencies:

- Experience: 4-6 years of experience in credit or underwriting.

- Knowledge: Understanding of portfolio metrics and credit risk management principles.

- Interpersonal Skills: Strong interpersonal skills to build relationships with team members, applicants, and other stakeholders.

- Leadership: Ability to lead and motivate a team to achieve branch goals.

Desired Skills and Experience:

- Credit Risk Management: In-depth knowledge of credit risk management frameworks and methodologies.

- Credit Underwriting: Expertise in credit underwriting techniques and processes.

- Credit Analysis: Ability to analyze financial statements and other credit-related data.

- Risk Assessment: Proven ability to assess and manage risk effectively.

- Experience in the Credit Risk domain: Prior experience in credit risk roles or related fields



  • Chennai, Tamil Nadu, India PROV HR Solutions Pvt Ltd Full time

    As a key member of PROV HR Solutions Pvt Ltd, you will play a pivotal role in overseeing credit decisions, managing credit quality, and driving the financial health of our loan portfolio. Your expertise in credit risk management will be instrumental in making informed decisions that balance risk and reward.Your responsibilities will include:Evaluating loan...

  • Branch Credit Manager

    3 weeks ago


    Chennai, Tamil Nadu, India PROV HR Solutions Pvt Ltd Full time

    Job Summary:At PROV HR Solutions Pvt Ltd, we are seeking a highly skilled Branch Credit Manager to oversee the financial health of our loan portfolio.About the Role:As a Branch Credit Manager, you will be responsible for evaluating loan applications, making sound credit decisions, and managing credit quality to ensure the overall financial health of the...


  • Chennai, Tamil Nadu, India IDFC FIRST Bank Full time

    Job Summary:The Area Credit Portfolio Manager will be responsible for managing a team and coordinating operational recovery activities for an area credit portfolio in their assigned territory. This includes administration of corporate policies and procedures, ensuring front delinquencies are minimized, and working closely with the legal team to provide sound...


  • Chennai, Tamil Nadu, India NeoGrowth Credit Pvt. Ltd. Full time

    About the RoleThe Head of Unsecured Lending - India will be a core member of the Leadership Team, working closely with the CEO and Promoters to drive the vision and goals of NeoGrowth Credit Pvt. Ltd.This is an excellent opportunity for a professional to join the core team and contribute to the growth of a nationwide organization.Key Responsibilities:•...


  • Chennai, Tamil Nadu, India DBS Bank Full time

    Join DBS Bank, a leading financial institution in India, as a Senior Credit Control Risk Manager. In this role, you will be responsible for managing the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile.Job DescriptionWe are looking for a highly skilled and experienced professional to join our team. As a...


  • Chennai, Tamil Nadu, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

    Job Overview:Award-winning ARDOR TALENT SOLUTIONS PRIVATE LIMITED is seeking an exceptional Senior Financial Analyst - Credit Risk to join our team. This is a fantastic opportunity to work with diverse partners across sectors and contribute to innovative financial solutions in the credit space.Job Description:The Senior Financial Analyst - Credit Risk will...


  • Chennai, Tamil Nadu, India Prov HR Solutions Private Limited Full time

    Job Title: National Credit ManagerAbout the Role:The ideal candidate will work closely with the Credit Head to develop and execute a comprehensive credit strategy for Rural Banking vertical, specifically in Housing Loan and LAP. This involves planning, executing, and monitoring credit initiatives to drive business growth while managing risk.Key...


  • Chennai, Tamil Nadu, India Prov HR Solutions Private Limited Full time

    Credit Strategy Execution We are seeking a highly skilled Strategic Credit Manager to join our team at Prov HR Solutions Private Limited. In this role, you will be responsible for working closely with the Credit Head to plan and execute the Credit Strategy in Rural Banking vertical, with a focus on Housing Loan and LAP. Key Responsibilities:Develop and...


  • Chennai, Tamil Nadu, India Roc360 Full time

    About the Role:We are seeking a seasoned Risk Evaluation Specialist to join our team at Roc360. As a key member of our credit risk management team, you will be responsible for evaluating loan applications and assessing creditworthiness.Key Responsibilities:Evaluate loan applications and assess creditworthinessManage portfolio risk and ensure alignment with...

  • Credit Risk Manager

    3 weeks ago


    Chennai, Tamil Nadu, India Prov HR Solutions Private Limited Full time

    Job SummaryEvaluate credit proposals, assessing financial, business, and industrial risk to make informed loan decisions. Verify promoters' track records and creditworthiness, analyzing financial statements to ensure solvency and liquidity. Monitor bounce rates, delinquencies, and approval rates to meet prescribed standards.Key ResponsibilitiesTake sound...


  • Chennai, Tamil Nadu, India Miracles Unlimited Full time

    Job SummaryAt Miracles Unlimited, we seek a highly skilled National Credit Manager to support our Affordable Home Loan/Mortgage business team in crafting policies, underwriting Unsecured Business Loans and PL, managing credit teams, and maintaining turnaround times as per SOP.The ideal candidate will share weekly, monthly, quarterly, and annual MIS reports...


  • Chennai, Tamil Nadu, India Prov HR Solutions Private Limited Full time

    Credit Strategy RoleAs the key person to the Credit Head, this role involves working closely with him/her to plan and execute the Credit Strategy in Rural Banking vertical, focusing specifically on Housing Loan and LAP. The incumbent will analyze product and portfolio performance, assess channel performance, and drive credit policy.Expanded Product LineThe...


  • Chennai, Tamil Nadu, India Vestas Full time

    Job SummaryVestas is the world leader in wind technology and a driving-force in the development of the wind power industry. As a Senior Portfolio Manager, you will play a key role in driving the success of our Engineering & Business Service Center in Chennai, India.Key ResponsibilitiesDevelop and implement frameworks to manage and deliver a portfolio of...


  • Chennai, Tamil Nadu, India Miracles Unlimited Full time

    Job Title: National Credit ManagerTo support the Affordable Home Loan/Mortgage business team in framing of policies, underwriting of Unsecured Business Loan and PL, managing credit team, and maintaining TAT in underwriting as per SOP.Key Responsibilities:Maintaining key underwriting performance indicators like bounce/early mortality and GNPADeliver TAT as...


  • Chennai, Tamil Nadu, India IDFC FIRST Bank Full time

    Job Title: Senior Territory Manager-RCUFunction/Department: RiskRole Overview:The Senior Territory Manager-RCU will be responsible for coordinating with the sales team to achieve targets assigned to their area. They will be in direct contact with consumers to establish their creditworthiness, ensuring completion of verifications and adherence to the...

  • Credit Risk Manager

    3 weeks ago


    Chennai, Tamil Nadu, India Prov HR Solutions Private Limited Full time

    As a key member of our team at Prov HR Solutions Private Limited, the Credit Risk Manager - Loan Decisions will play a pivotal role in evaluating credit proposals, assessing financial and business risks, and making informed loan decisions. The successful candidate will possess excellent analytical skills, a strong understanding of creditworthiness, and the...


  • Chennai, Tamil Nadu, India Prov HR Solutions Private Limited Full time

    Job Summary:Evaluating credit proposals for financial, business, and industrial risks, and making informed loan decisioning. Verifying the promoters' track record and ascertaining their creditworthiness. The role involves analyzing financial statements to identify short-term and long-term solvency and liquidity positions, ensuring bounce rates and...


  • Chennai, Tamil Nadu, India Miracles Unlimited Full time

    To ensure the success of the Affordable Home Loan/Mortgage business team at Miracles Unlimited, we seek a skilled National Credit Manager to frame policies, underwrite Unsecured Business Loan and PL, manage the credit team, and maintain timely underwriting as per standard operating procedures.Key Responsibilities :• Maintaining key underwriting performance...

  • Senior Credit Manager

    1 month ago


    Chennai, Tamil Nadu, India Axis Bank Full time

    The ideal candidate for this role will be responsible for managing Non-Performing Assets (NPAs), resolving credit issues, and restructuring NPA accounts to achieve recovery budget targets. They will also be responsible for preparing approval notes for various aspects, including credit, operational, legal, and compliance, in respect of NPA accounts.Key...


  • Chennai, Tamil Nadu, India ARDOR TALENT SOLUTIONS PRIVATE LIMITED Full time

    Job Title: AVP - Financial Institutions CreditJob Summary:We are seeking a highly skilled AVP - Financial Institutions Credit to join our team at ARDOR TALENT SOLUTIONS PRIVATE LIMITED. The successful candidate will be responsible for performing quarterly financial operational and portfolio reviews of various partners, preparing credit notes, and providing...