Credit Risk Manager

2 weeks ago


Chennai, Tamil Nadu, India Prov HR Solutions Private Limited Full time

As a key member of our team at Prov HR Solutions Private Limited, the Credit Risk Manager - Loan Decisions will play a pivotal role in evaluating credit proposals, assessing financial and business risks, and making informed loan decisions. The successful candidate will possess excellent analytical skills, a strong understanding of creditworthiness, and the ability to take sound lending decisions based on available information.

Key Responsibilities:

  • Evaluate credit proposals and assess financial, business, and industrial risks.
  • Make informed loan decisions based on available information and interactions with applicants.
  • Manage credit quality and control delinquencies, frauds.
  • Monitor performance in terms of key drivers, including losses, portfolio quality parameters, cost of credit administration, and employee productivity.

Requirements:

  • Graduate/Postgraduate degree.
  • 4-6 years of experience in credit/underwriting.
  • Strong understanding of portfolio metrics and creditworthiness.
  • Excellent interpersonal skills to promote a positive and team-oriented work environment.

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