National Credit Manager

2 weeks ago


Chennai, Tamil Nadu, India Miracles Unlimited Full time
Job Summary

At Miracles Unlimited, we seek a highly skilled National Credit Manager to support our Affordable Home Loan/Mortgage business team in crafting policies, underwriting Unsecured Business Loans and PL, managing credit teams, and maintaining turnaround times as per SOP.

The ideal candidate will share weekly, monthly, quarterly, and annual MIS reports for sanctions, rejections, disbursals, and other portfolio monitoring items.

This role also involves training credit and business teams and aligning with organizational goals set for the unsecured line of business.

Key Responsibilities
  1. Maintain key underwriting performance indicators like bounce/early mortality and GNPA.
  2. Deliver TAT as per SOP.
  3. Circulate MIS according to requirements.
  4. Framing policies along with risk teams for effective product development.
  5. Train credit teams.
  6. Monitor existing portfolios and highlight EWS and Stressed accounts.
  7. Make changes to policies and processes on an ongoing basis.


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