
Credit Risk Manager
1 day ago
Job Description
">About the Role:
">We are seeking an experienced Credit Risk Manager to oversee the overall management of our unsecured loans portfolio, ensuring compliance with guidelines and minimizing credit risk.
">Main Responsibilities:
">Manage the credit health of the portfolio, including delinquency indicators and loss rates.
">Formulate and renew credit policies and lending parameters for unsecured loans.
">Oversee new account applications to minimize credit losses and contain fraud/credit risk.
">Implement risk management policies relating to Credit Acceptance and Account Fulfilment.
">Key Performance Indicators (KPIs):
">Delinquency & Portfolio Management - Maintain acceptable portfolio metrics and propose measures to control them.
">Participating in building and maintenance of Score Cards and BRE.
">
Required Skills and Qualifications
">
Qualifications: A bachelor's degree in a relevant field such as finance, accounting or economics.
">
Skills: A minimum of 5 years of experience in credit risk management, with a strong understanding of credit policies and procedures.
">
Technical Skills: Familiarity with credit scoring models, statistical analysis and data interpretation.
">
Soft Skills: Strong communication and interpersonal skills, with the ability to work effectively in a team environment.
">
Additional Requirements: A valid driver's license and the ability to travel occasionally.
">Benefits
">
What We Offer:
">
Competitive Salary and Benefits Package
">
Opportunities for Professional Growth and Development
">
A Dynamic and Supportive Work Environment
">Others
">
Location: Our office is located in [city], with occasional travel required.
">
Working Hours: Monday to Friday, 9am to 5pm.
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