Chief Credit Specialist

22 hours ago


Belgaum, Karnataka, India beBeeCredit Full time ₹ 80,00,000 - ₹ 2,00,00,000
Expert Credit Professional Sought

We are looking for a seasoned credit professional to lead our team.

Key Responsibilities:

  • Evaluate financial deals and prepare comprehensive credit memos, including detailed financial models of profit and loss, balance sheet, and cash flow statements.
  • Present deals to senior management in a well-structured PowerPoint format.
  • Collaborate with internal stakeholders to coordinate disbursement of sanctioned deals.
  • Submit regular monitoring reports to top management highlighting key performance indicators.
  • Ensure timely interest and principal repayments from borrowers.
  • Conduct thorough market research and competitive analysis to assess opportunities.
  • Develop and mentor junior analysts and management trainees within the team.

Requirements:

  • Strong understanding of industry trends, financial principles, and credit evaluation methodologies.
  • Excellent communication and presentation skills.
  • Sound knowledge of underwriting practices in corporate lending.
  • Ability to analyze financial ratios and industry cycles.
  • Hands-on experience in preparing credit memos and financial models using MS Excel.


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