Credit Audit Professional

1 day ago


Belgaum, Karnataka, India beBeeAudit Full time ₹ 60,00,000 - ₹ 1,43,00,000
Credit Audit Specialist

We are seeking a seasoned Credit Audit Specialist to join our team.

  • Job Summary:
  • Audit credit processes and procedures for wholesale banking and SMEs, covering pre-sanction, disbursement, and monitoring activities.

  • Led by the Credit Audit Specialist, the audit team will ensure timely commencement and closure of audits, documentation of working papers, and submission of audit reports within stipulated time frames.

  • The ideal candidate will oversee timely submissions of RBI data, Tranche III, and other regulatory requirements, emphasizing quality, correctness, consistency, policies, internal guidelines, process, practices, people, revenue assurance, and risk coverage.

  • Conduct thematic audits, checklists, special audits, and coordinate with concurrent auditors for effective monitoring and ensuring the quality of concurrent audit reports.

  • The successful candidate will examine and provide comfort to the Team Lead on all developments in credit-related areas, providing assurance on regulatory and control requirements.

  • Devise audit checklists for internal/concurrent auditors and test processes/procedures to foresee pitfalls and bottlenecks.

  • Collaborate with line management to identify opportunities for process improvements.

Requirements:

  • Qualifications:
  • Post-graduate degree in a relevant field or equivalent experience.

  • At least 5 years of experience in credit auditing, with expertise in regulatory requirements.

  • Skills:
  • Strong knowledge of credit auditing standards and regulations.

  • Excellent analytical and problem-solving skills.

  • Effective communication and interpersonal skills.

  • Ability to work independently and collaboratively as part of a team.

What We Offer:

  • Benefits:
  • Competitive salary and benefits package.

  • Ongoing professional development opportunities.

  • Collaborative and dynamic work environment.


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