Mortgage Credit Specialist

18 hours ago

Delhi, Delhi, India beBeeCredit Full time ₹ 5,00,000 - ₹ 8,00,000
Mortgage Credit Specialist

Job Description:

  • We are seeking a skilled Mortgage Credit Specialist to join our team. As a key member of our lending operation, you will be responsible for reviewing mortgage loan applications and assessing the creditworthiness of applicants.
Key Responsibilities:
  • Loan Application Review: Evaluate mortgage loan applications to ensure all required documents are complete and accurate.
  • Credit Assessment & Risk Analysis: Conduct comprehensive credit evaluations, including assessing income, debt levels, credit scores, and loan repayment capacity.
  • Loan Approval/Rejection: Make recommendations for loan approval or rejection based on creditworthiness and risk analysis.
  • Customer Interaction: Assist customers with mortgage-related queries and provide updates on the status of their loan applications.
  • Compliance & Regulatory Adherence: Ensure all mortgage loan applications comply with internal policies, regulatory requirements, and industry standards.
Required Skills & Qualifications:
  • Strong analytical skills: Ability to analyze complex financial data and make informed decisions.
  • Excellent communication skills: Effective communication with customers, sales teams, and other stakeholders.
  • Credit evaluation experience: Proven experience in credit evaluation and risk assessment.
  • Industry knowledge: Familiarity with mortgage lending regulations and industry standards.
Benefits:
  • Competitive salary: Attractive compensation package.
  • Ongoing training & development: Opportunities for professional growth and skill enhancement.
  • Collaborative work environment: Dynamic team culture.
About Us:

We are a leading provider of mortgage lending services, dedicated to delivering exceptional customer experiences. Our team is passionate about helping individuals achieve their homeownership goals.

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