
Card Operations Specialist
2 days ago
We are seeking a highly skilled Senior Associate to join our Card Operations and Chargeback Management team.
Key Responsibilities:
- Minimize financial losses for the bank, merchants, and cardholders by implementing robust chargeback management processes.
- Optimize dispute resolution efficiency and ensure compliance with card scheme regulations.
Strategic Objectives:
- Identify trends and root causes of disputes to recommend corrective actions to acquiring merchants and internal teams.
- Analyze dispute data to identify high-risk merchants, transaction types, or patterns leading to chargebacks.
Operational Excellence:
- Design, implement, and continuously improve operational processes for chargeback handling and dispute resolution.
- Maintain strong financial controls to ensure compliance with internal risk policies and regulatory requirements.
Cross-Functional Collaboration:
- Partner with product, promotions, and operations teams to assess risk impact of new initiatives and campaigns.
- Provide input during product design and rollout to ensure risk controls are embedded from inception.
Compliance and Quality:
- Ensure adherence to Visa, Mastercard, JCB, CUP, Diners, and other card scheme chargeback regulations.
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