Credit Portfolio Manager

24 hours ago

Gurgaon, Haryana, India beBeeRisk Full time ₹ 1,00,80,000 - ₹ 1,62,00,000

We are seeking a highly skilled and experienced Financial Risk Manager Credit Analyst to support our organization's strategic objectives. The ideal candidate will have a strong background in financial risk assessment, credit analysis, and a proven track record of managing credit portfolios.

Key Responsibilities:
  • Risk Assessment & Credit Evaluation: Conduct thorough financial risk assessments of loan applicants by carefully evaluating financial documents, including balance sheets, profit and loss statements, and bank statements.
  • Credit Line & CIBIL Assessment: Accurately assess credit lines and access CIBIL ratings to determine the creditworthiness of potential borrowers.
  • Report & MIS Analysis: Analyze various financial reports, including credit bureau reports, company profiles, and market data, to identify potential risks and opportunities.
  • Process Improvement: Identify and implement process efficiencies, including leveraging technology for streamlined evaluation processes, to enhance our ability to assess risk and make timely decisions.
Requirements:
  • Educational Background: A degree in Chartered Accountancy (CA), MBA in Finance, or a Post Graduate in Finance & Credit Domain is essential.
  • Technical Proficiency: Strong understanding of financial statements, ratios, and risk analysis techniques.
  • Analytical Skills: Exceptional analytical and problem-solving skills with a keen eye for detail.

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