Manager- Credit

23 hours ago

Gurgaon, Haryana, India Home Credit Full time ₹ 15,00,000 - ₹ 20,00,000 per year

Objective:

To manage and monitor the credit portfolio across products, with a focus on Portfolio Risk, Vintage Risk, and Collection-linked portfolio performance, ensuring early identification of stress and supporting proactive risk mitigation strategies.

Role & responsibilities

Portfolio & Credit Risk Management

  • Monitor portfolio health across vintages, delinquency buckets, and collection trends to identify emerging risks.
  • Conduct in-depth credit risk analysis and vintage performance reviews; recommend corrective actions for underperforming segments.
  • Track ECL (Expected Credit Loss), PD (Probability of Default) models, and other risk parameters to ensure accuracy and relevance.
  • Ensure compliance with Basel norms and Ind AS 109 accounting standards.

Data Analytics & Reporting

  • Analyze large, complex datasets to derive actionable insights for senior management decision-making.
  • Prepare CXO-level dashboards and presentations with key portfolio trends, risk commentary, and strategic recommendations.

Regulatory & Governance

  • Stay updated with RBI guidelines applicable to NBFCs and ensure portfolio practices align with regulatory requirements.
  • Support internal and external audits with portfolio-related information and documentation.

Collections Risk Integration

  • Work closely with Collections to understand stress pockets, roll-forward trends, and recovery performance, linking insights to portfolio risk actions.
  • Recommend strategies to control slippages, reduce NPAs, and improve resolution rates.

Others

  • Collaborate with Finance, Credit, Collections, Treasury, Data Science, and IT teams for key credit and financial data.
  • Work with Head of Risk/ Portfolio Risk to prepare management commentaries on credit risk performance

Preferred candidate profile

  • 5+ years of relevant experience in Bank/ NBFC or related consultancy
  • Familiar with Basel norms and Ind AS 109
  • Experience with ECL/ PD modeling and understanding of Credit Risk Lifecycle.
  • Hands on experience with SQL, MS PowerPoint and advanced MS Excel
  • Excellent written and verbal communication skills.

  • Credit Manager

    3 weeks ago

    Gurgaon, Haryana, India Hilti Full time

    Job DescriptionWe are seeking an ambitious Credit Manager to lead our Credit and Collection department. This is a rare opportunity for a finance professional to build a global career. The ideal candidate will be responsible for developing and executing credit and collection policies, managing credit risk to ensure sustained business growth, and providing...

  • TVS Credit

    3 weeks ago

    Gurgaon, Haryana, India TVS Credit Services LTD Full time

    Job Purpose:This role is responsible for building, sustaining, and enhancing relationships with manufacturers/ OEMs to drive overall revenue growth. Also, will support sales teams in developing strategies to increase market share and profitability in alignment with the annual business plan and long-term business objectives.Key Responsibilities:-...

  • Credit Manager-support Services-credit

    3 weeks ago

    Gurgaon, Haryana, India Kotak Mahindra Bank Full time

    Job Category KMBL Degree Level Bachelor s Degree Role - Credit Manager - KMPL Support Services-Credit Minimum experience of 3 years under Retai credit underwriting Minimum qualification MBA Finance or CA Job Role To evaluate the credit worthiness of various customers applying for car loans within the prescribed TAT and deciding on the right...

  • Credit Control Manager

    22 hours ago

    Gurgaon, Haryana, India Arion Scaffolding Full time US$ 90,000 - US$ 1,20,000 per year

    A Credit Control Manager in a scaffolding rental company is responsible for managing the credit control and accounts receivable processes to ensure timely collection of outstanding debts, maintain healthy cash flow, and minimize financial risks. Required Candidate profile• Proven experience in credit control management, ideally within the construction or...

  • Credit Control Manager

    19 hours ago

    Gurgaon, Haryana, India Shivtek Spechemi Industries Limited Full time ₹ 5,00,000 - ₹ 10,00,000 per year

    * Manage credit control processes and Set credit limits* Monitor customer accounts* Negotiate payment plans & Maintain accurate records of all credit control activities.* Ensure proper accounting and control of distributor networks

  • Credit Risk Manager

    1 week ago

    Gurgaon, Haryana, India beBeeRiskManager Full time ₹ 73,20,000 - ₹ 1,18,68,000

    Job DescriptionWe are seeking a seasoned Credit Strategist to join our team. The ideal candidate will have expertise in retail secured lending, specifically in the Loan Against Property (LAP) business. This role requires a deep understanding of credit strategy and risk management, as well as experience in policy formulation, governance, and portfolio...

  • Manager – Credit Risk

    19 hours ago

    Gurgaon, Haryana, India fusion micro finance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Experience: 4-8State: HaryanaCity: Gurgaon/GurugramJob Role: Credit RiskJob ProfileCredit Risk Portfolio Management: Conduct in-depth analysis of credit portfolio to assess the quality based on various data dimensions.Data Analysis and Reporting: Provide actionable insights through data analysis and reporting to inform business strategy and...

  • Credit Risk Management Specialist

    1 week ago

    Gurgaon, Haryana, India beBeeRiskmanagement Full time ₹ 15,00,000 - ₹ 20,00,000

    Job Title: Credit Risk Management SpecialistRole SummaryThis role involves overseeing and managing credit risks, ensuring compliance with relevant policies and regulations. You will be responsible for maintaining a robust credit risk management framework and providing assurance to senior management on control-based activities.Key ResponsibilitiesMaintain an...

  • Credit Manager

    19 hours ago

    Gurgaon, Haryana, India YES BANK Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIESStrategic/ Managerial ResponsibilitiesNACore ResponsibilitiesAppraises /recommends/ approves credit proposals as per the delegation of authority.Reviews delinquent cases and document learning's / portfolio reviews for risk management.Conducts process audits and reports delinquencies and anomalies.Recommends...

  • Credit Risk Manager

    4 days ago

    Gurgaon, Haryana, India beBeeCreditRisk Full time ₹ 80,00,000 - ₹ 2,50,00,000

    Job Opportunity:The role of Credit Risk Manager is a critical position within our organization, requiring an individual with exceptional skills in credit analysis and risk management.We are seeking a seasoned professional to join our team as a Credit Risk Manager. The successful candidate will be responsible for evaluating the creditworthiness of clients,...