Strategic Credit Professional

1 week ago


Raipur, Chhattisgarh, India IDFC FIRST Bank Full time
Job Description

We are seeking an experienced Strategic Credit Professional to join our team in rural banking. The ideal candidate will have a strong background in credit management and a passion for driving business growth.

Key Responsibilities
  • Manage a team of credit underwriters and provide guidance on underwriting secured and unsecured loan proposals.
  • Conduct personal discussions with customers to establish their credit worthiness and ensure completion of all necessary verifications.
  • Control and contain front-end delinquencies by proactively contacting customers and addressing any issues promptly.
  • Collaborate with the sales team to achieve targets and ensure that all SLAs are met.
  • Ensure compliance with the bank's credit policy and adhere to the highest standards of risk management.
  • Monitor and review the performance of the retail credit portfolio, providing recommendations for improvement where necessary.
Managerial and Leadership Responsibilities
  • Champion IDFC First Bank's customer-first culture by driving high levels of customer service and satisfaction.
  • Attract and retain top talent for key roles within the reporting structure.
  • Drive cooperation between the credit, technology, analytics, and risk teams to ensure smooth business functioning.
Requirements

To be successful in this role, you will need:

  • A strong educational background (Graduate or Postgraduate) in any field.
  • 8+ years of relevant experience in credit management, preferably in a banking or financial services environment.
About IDFC First Bank

IDFC First Bank is a leading private sector bank in India, offering a range of banking products and services to individuals and businesses. We are committed to delivering exceptional customer experiences and driving business growth through innovative solutions.

Salary Information

The estimated salary for this role is ₹1,200,000 - ₹1,800,000 per annum, depending on experience and qualifications.



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