Senior Financial Risk Manager
2 days ago
We are seeking a highly skilled and experienced professional to join our team as a Senior Data & Legal Analyst.
This role is ideal for professionals who thrive at the intersection of law, finance, and technology. The ideal candidate will have a deep understanding of private credit structures, credit agreements, debt covenant structures, term sheets & grid analysis, legal terminology, and relevant debt financial instruments.
- Key Responsibilities:
- Analyse and interpret complex private credit agreements, including bespoke structures, amendments and intercreditor arrangements.
- Extract and validate key legal and commercial terms such as facility structure and hierarchy, pricing and margin mechanics, financial covenants and compliance thresholds, security package and collateral details, waterfall and payment priorities, jurisdictional considerations and governing law.
- Oversight & Quality Assurance:
- Review and validate data extracted by junior analysts to ensure completeness and accuracy.
- Provide legal interpretation and guidance on key clauses such as covenants, events of default, loopholes, representations & warranties, Payment-in-Kind etc.,
- Track and analyse covenants, interest schedules, amortization, prepayment terms and other credit metrics.
- Conduct analytical reviews to identify risk flags, anomalies or operational inefficiencies.
- Stay current on legal developments and market trends affecting credit documentation.
- Stakeholder Engagement:
- Act as a subject matter expert for internal teams including Legal, Product Development, and Operations.
- Deliver clear, actionable summaries, and insights from complex documentation to support strategic decisions.
- Process Optimization & Automation:
- Identify and implement opportunities to streamline data extraction and documentation workflows.
- Support the creation and expansion of legal data taxonomies and standardized templates.
- Collaborate with technology teams to enhance document parsing tools and build scalable solutions.
- Mentorship & Leadership:
- Train and mentor junior team members on documentation standards and legal interpretation, and data extraction techniques.
- Lead documentation reviews for high-value or high-risk transactions.
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