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2 weeks ago
Job Overview
Godrej Capital is a subsidiary of Godrej Industries and the holding company for housing finance and corporate lending. With a digital-first approach, it focuses on customer-centric product innovation to deliver Home Loans, Loan Against Property, Property Loans, Business Loans, and diversified financial services.
The organization is focused on building a long-term sustainable retail financial services business in India, leveraging Godrej Group's 125+year legacy of trust and excellence. Godrej Capital prioritizes employee development, diversity, equity, and inclusion as guiding principles.
The company has been consistently recognized as a Great Place to Work, receiving certifications in 2022 and 2023, and holds a spot among India's Top 50 Best Workplaces in BFSI 2023, and one of India's Great Mid-Size Workplaces 2023.
Key Responsibilities:
- Design and execute end-to-end collections strategies across delinquency stages (early, mid, late, charge-off).
- Develop and optimize segmentation models to tailor collection efforts by risk profile and behavior.
- Monitor performance metrics (e.g., cure rates, roll rates, recovery rates) and provide actionable insights.
- Collaborate with data science, product, operations, and legal teams to implement and refine strategies.
Essential Skills and Qualifications:
- Analytical & Data Skills: § Data Analysis & Interpretation, § Advanced Excel / SQL / Python / R, § Dashboarding & Reporting.
- Credit Risk Understanding: § Knowledge of credit lifecycle, including originations, early warning systems, delinquency buckets (DPD), and recovery.
- Strategy Development: § Ability to design and optimize collections workflows, segmentation strategies, and treatment paths.
Why Choose Us?
We offer a dynamic work environment that fosters growth, diversity, and inclusion. Join our team to leverage your skills and expertise to drive success in collections strategy.