Risk Management Leader

1 week ago


Bengaluru, Karnataka, India Khatabook Full time

Company Overview

Khatabook is a leading fintech company that empowers micro, small, and medium enterprises (MSMEs) in India. Our vision is to increase the incomes of these businesses by providing them with efficient tools to manage their receivables, inventory, and billing.

We have built a platform that brings transparency to cash flow and enables users to take loans for short-term working capital needs. With over 100 million downloads and a monthly active user base of 8 million+, our app has added 220 million+ transactions with a transaction value of $18 billion.

Job Description

We are seeking a Senior Manager/Associate Director Credit Risk to join our team. As a credit risk leader, you will be responsible for developing and improving credit risk policies based on portfolio trends and early warning signals. You will also manage the credit risk KPI tracking mechanism and develop the Expected Credit Loss/Risk Estimation Model.

You will coordinate cross-functionally to communicate, implement, and improve credit risk strategies with minimal impact on business growth. You will also liaise with the Decision Science and Product teams to regularly enhance credit risk metrics and keep them below benchmarks.

The ideal candidate will have 8+ years of experience in unsecured (preferably UBL/Cards) and secured (preferably HL, LAP) lending. They should have worked in both NBFC/Bank and Fintech lending experiences.

The salary for this role is estimated to be around $120,000-$150,000 per annum, depending on location and experience.



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