Financial Services Professional

2 days ago

Hyderabad, Telangana, India beBeeCredit Full time ₹ 15,00,000 - ₹ 20,00,000
Job Description

Key Responsibilities:

  • Credit Assessment: Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.
  • Risk Management: Perform detailed analysis of financial statements, bank statements, and credit reports.
  • Loan Approval Process: Assess repayment capacity and recommend appropriate loan structures.

Responsibilities:

  1. Evaluate loan applications and assess the creditworthiness of applicants based on their financial data and other relevant factors.
  2. Perform a detailed analysis of financial statements, bank statements, and credit reports to identify potential credit risks.
  3. Assess the repayment capacity of applicants and recommend suitable loan structures.
  4. Identify, analyze, and mitigate potential credit risks in loan applications.
  5. Ensure compliance with internal credit policies and regulatory guidelines.
  6. Conduct regular portfolio reviews to identify early warning signals.
  7. Coordinate with sales and operations teams for smooth processing of loan applications.
  8. Approve or recommend loans within delegated authority limits.
  9. Liaise with legal and technical teams for finalization.

Benefits:

  • Opportunity to work in a dynamic and challenging environment.
  • Chance to develop skills in credit assessment and risk management.
  • Collaborative team environment with opportunities for growth and development.

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