
Chief Credit Risk Officer
7 days ago
Risk Management Roles
Job Description:We are seeking an expert in Risk Management to develop and implement effective credit risk models and frameworks.
- Develop, implement, and review credit risk models and frameworks in an unsecured lending context.
- Implement and monitor credit risk strategies across the lending life cycle - acquisition, underwriting, cross-sell, and collections.
- Analyze portfolio performance using various risk metrics to identify early warning signals and track trends against accepted parameters.
Risk Assessment and Mitigation Strategies:
- Ensure risk policies are up-to-date and aligned with dynamic external environments and internal appetite.
- Monitor industry data and prepare management dashboards to inform senior management on changing market conditions.
- Review processes regularly to ensure adherence to risk policies and identify areas for improvement.
Bachelor's or Master's degree from a top-tier college required. 3-6 years of experience in managing risk in a non-banking financial company, fintech, or lending organization. Proficiency in Python and SQL programming languages essential. Strong understanding of data analysis and ability to draw insights required. Sound knowledge of statistical models preferred. Microfinance or MSME lending experience an added advantage.
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