
Risk Assessment Specialist
1 day ago
The Enterprise Risk Management (ERM) unit within the Risk Management Department is seeking a Research Risk Analyst to join its team. This role involves conducting in-depth research and analysis to support risk assessments, strategic decision-making, and Board-level reporting.
The ideal candidate will possess a strong understanding of financial markets, economic trends, and regulatory requirements. They will be responsible for benchmarking the Bank's performance against peers, performing ratio analysis, and tracking macroeconomic developments.
- Benchmarking and Peer Analysis
The Research Risk Analyst will conduct balance sheet benchmarking of the Bank against peer banks, SFBs, Universal banks, and NBFCs. They will analyze and interpret trends and insights on capital adequacy, NIM, cost-to-income, credit costs, GNPA/NNPA, RoA, and RoE.
- Macroeconomic Analysis
They will track and interpret macroeconomic developments such as GDP, inflation, interest rates, liquidity, and credit growth. The analyst will also monitor various pricing strategies adopted in different credit products and implement Risk-Based Pricing in compliance with Regulatory requirements.
- Reporting and Communication
The Research Risk Analyst will assist in the documentation of the Bank's ICAAP/CCAR/SCAP findings and contribute to risk posture reports, Board-level dashboards, and other reporting aspects on risk management at various committees/forums.
- Learning and Development
The ideal candidate will have a postgraduate degree in Finance, Economics, or related fields. They will have 3-5 years of relevant experience in research, financial analysis, consulting, or enterprise risk. Certifications such as FRM/PRM are an added plus.
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