
Chief Analytics Officer
1 day ago
We are a technology driven Prop-Tech lender at our company.
Our Business- We facilitate a broad range of residential real estate loans for professional investors in the US market.
- We are a leading originator of investor loans nationwide, facilitating efficient loan flow and quality underwriting decisions.
We have funded over $8 billion in loans, with our team consisting of over 300 skilled professionals.
Key Responsibilities- Lead the Credit Analysis team in India to ensure high-quality underwriting decisions for the US market.
- Work closely with the Credit Committee in New York to guarantee seamless functioning of the credit function, promoting effective risk management and quality control.
- Ensure the quality of credit analysis, train and mentor the team to adhere to underwriting quality metrics, fostering development and growth.
- Oversee daily underwriting pipeline and queues to ensure timely movement, balanced workloads, and efficient resource allocation.
- Serve as the primary point of contact for escalated or complex underwriting scenarios, providing guidance and resolving issues to support smooth loan flow.
- Support and mentor underwriters by providing day-to-day guidance, encouraging learning and improvement, and monitoring team performance.
- Ensure underwriting decisions meet agency, investor, and company guidelines while supporting risk management and quality control initiatives, driving business success.
- Ideate and execute process enhancements in the credit function to help improve quality of analysis and turnaround times, staying ahead of industry trends.
- Interact with clients and other stakeholders to gather feedback and mentor the team accordingly, building strong relationships and fostering growth.
- Interact with Data Science team to help embed the latest AI and machine learning into underwriting processes, driving innovation and efficiency.
- Interact with Trading team to ensure that loans are properly structured to be placed on warehouse lines and into securitizations.
- Present hand-selected deals to investment committee for final approval, showcasing expertise and making informed decisions.
- Pg/Master's degree from a premier college with a specialization in finance, economics, or a related field, demonstrating academic excellence.
- Additional financial qualification such as CFA Level 2+ or FRM Level 2, showcasing advanced knowledge and skills.
- Experience in credit analysis, especially in the real estate industry, with exposure to the US market.
- Experience in leading a small team of highly skilled analysts, demonstrating leadership abilities.
- Exposure to US or European clients and managing offshore teams will be an advantage, showing adaptability and global perspective.
- Strong written and oral communication skills, ability to multitask, and attention to detail.
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