Senior Infrastructure Credit Risk Manager

1 week ago


Mumbai, Maharashtra, India Virtuous Advisors & Resources Private Ltd (Virtuous Resources) Full time
About the Role

We are seeking a highly skilled Senior Infrastructure Credit Risk Manager to join our team at Virtuous Advisors & Resources Private Ltd (Virtuous Resources). This is an exciting opportunity for a seasoned professional to take on a key leadership role in shaping our infrastructure lending portfolio.

Key Responsibilities
  • To undertake comprehensive risk assessments of infrastructure lending applications, evaluating market, credit, interest, exchange, and legal risks associated with each proposal.
  • Ratify appraisal reports from credit teams, assigning internal credit ratings and evaluating recommendations to inform lending decisions.
  • Maintain efficient turnaround times for validating proposals and preparing risk notes, ensuring timely decision-making.
  • Utilize information from various networks to inform proposal evaluations, staying up-to-date on borrower and market trends.
  • Monitor compliance with internal and regulatory guidelines, including company acts and income tax regulations.
  • Develop risk awareness of macro and sectoral issues related to infrastructure financing, leveraging industry insights to drive informed decision-making.
  • Stay abreast of competitive norms in banks and leading NBFCs, incorporating best practices into our organization's risk management framework.
  • Perform portfolio monitoring and analytics to identify potential risks, formulating compliance processes for new and existing business.
Requirements
  • Education: CA or MBA degree
  • Experience: 3-10 years in infrastructure finance, with a focus on credit risk management
  • Working knowledge of infrastructure finance and related sectors (renewable energy)
  • Sound understanding of financial statements, ratios, and analysis
  • Strong problem-solving and decision-making skills
  • Effective communication and interpersonal skills
Compensation and Benefits

The salary for this position is ₹20 lakhs per annum, commensurate with experience. In addition to a competitive salary, we offer a range of benefits, including medical insurance, retirement planning, and opportunities for career growth and development.



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