Credit Operations Specialist

1 week ago


Bengaluru, Karnataka, India jai kisan Full time
About Jai Kisan

We are building the first rural fintech full-stack platform to cater to the financial needs of borrowers in rural emerging markets.

Jai Kisan facilitates secured and income generating loans to rural borrowers in India, mostly farmers (over 70% of rural India depends on agriculture as their primary source of livelihood) from various lending institutions through our mobile and web-based platform.

The platform comprises a user-friendly loan application tool utilizing a credit scoring engine of over 200 parameters for our farmers, a customizable loan origination and management system for our lenders, and a full-stack CRM solution for our channel partners.

Our mobile and web interface is available at borrowers' fingertips or at any of Jai Kisan's technologically-enabled channel partner locations.

We have recently raised $3.94 million in a pre-series A funding round led by Arkam Venture, with NABVentures also joining in the round.

Jai Kisan has a dedicated team executing our mission and passionate about supporting the transformation of rural India.

Entrepreneurism and passion with a drive for results are core values we seek in every member of our team.

Key Responsibilities
  • Verify KYC documents and underwriting evaluation
  • Evaluate retailers based on defined criteria and suggest limits
  • Verify agreements, UDCs, and post-sanction documents
  • Invoice verification and bank account validation
  • Disbursement tracking and repayment monitoring
Requirements
  • 2-3 years experience in credit evaluation and operations handling
  • Project management and Excel skills
  • Preferred qualification: CA
  • Ability to thrive in a fast-paced, collaborative environment

In terms of compensation, this role comes with an estimated annual salary of $60,000 - $80,000, depending on location and experience.



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