Director of Unsecured Lending

7 days ago


India beBeeLeader Full time ₹ 2,14,05,000 - ₹ 2,59,26,400

Are you ready to take on a new challenge in unsecured lending?

Job Description

We are seeking an experienced leader to define the roadmap and strategy for personal loans, business loans, and credit products.

You will be responsible for building scalable sourcing models across digital, branch, and partnership-led channels.

Your duties will include owning the business profit & loss, including disbursements, yield, cost of acquisition, cost of funds, and portfolio quality.

You will optimize unit economics and drive bottom-line growth while designing competitive loan products for salaried, self-employed, and micro-entrepreneurs.

You will leverage alternate data, analytics, and technology to build differentiated offerings and improve customer experience.

Additionally, you will partner with credit and risk teams to define underwriting policies, credit scorecards, and customer segmentation.

You will implement robust fraud prevention, collections, and NPA control strategies.

Key Responsibilities:

  • Drive digital sourcing, e-KYC, real-time credit decisioning, and end-to-end customer journeys.
  • Champion innovation in customer onboarding, loan servicing, and engagement.
  • Expand and manage acquisition through digital, DSA, fintech, and branch-led channels.
  • Build co-lending, embedded finance, and partnership ecosystems.
  • Lead a high-performing cross-functional team across product, analytics, sales, and operations.

Requirements:

  • 15+ years of relevant experience in unsecured lending In Banks or NBFCs.
  • Deep understanding of unsecured credit products, customer behavior, and risk metrics.
  • Demonstrated success in scaling business lines and leading large teams.
  • Tech-savvy and data-driven approach with a strong business acumen.


  • India beBeeLeadership Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Loan Strategy DirectorAbout the RoleYou will lead a high-performing team to drive unsecured lending strategy and growth for our client. As a seasoned leader, you will develop and execute business plans to achieve strategic objectives.Key Responsibilities:Business Development & Growth:• Define the roadmap and strategy for unsecured lending across personal...


  • India Michael Page Full time

    Leadership roleMeritocratic CultureAbout Our ClientOur client is a Top Financial Services player in the Indian marketJob DescriptionBusiness Strategy & Growth:Define the roadmap and strategy for unsecured lending across personal loans, business loans, and new-age credit products.Build scalable and sustainable sourcing models across digital, branch, and...


  • India beBeeRisk Full time ₹ 10,80,000 - ₹ 2,01,20,000

    Risk Management ProfessionalThis role involves overseeing the development, implementation, and review of credit risk models and associated frameworks in an unsecured rural/semi-urban lending context. You will be responsible for implementing and monitoring credit risk strategies across the lending life cycle.

  • Risk Analyst

    2 weeks ago


    India Turno Full time

    Responsibilities: Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context. Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections. Review portfolio on periodic basis across various risk metrics for early warning...


  • Regional Office Mumbai, Maharashtra, India at DBS Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    Assistant Vice President, Collections Strategy and Analytics, Risk Management Group - (WD Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging...


  • India beBeeFraud Full time ₹ 10,00,000 - ₹ 12,00,000

    Anti-Fraud Analyst Position OverviewWe are seeking a skilled Anti-Fraud Analyst to join our team. The ideal candidate will have experience in fraud detection, investigations, and risk management.Job Responsibilities:Investigate potential fraud cases, especially in unsecured lending (personal loans, credit cards, lines of credit)Identify suspicious behavior...


  • India beBeeCreditRisk Full time ₹ 8,00,000 - ₹ 12,00,000

    Are you looking for a challenging career opportunity in the financial sector?">We are seeking an experienced Data Scientist to join our team at Protium, a leading provider of lending services.">The successful candidate will be responsible for analyzing and visualizing data to assess credit risk, developing risk models, and providing valuable insights for...


  • India beBeeCreditManagement Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    Job Title: Area Credit ManagerWe are seeking a seasoned finance professional to lead our credit management team in Jharkhand. As an Area Credit Manager, you will be responsible for overseeing secured and unsecured business loan products across the region.Your primary focus will be on developing and implementing effective credit policies for our clients.You...

  • Officer

    2 weeks ago


    India Ujjivan Small Finance Bank Full time

    **Officer-Credit Micro Banking-Tamil Nadu**: Multiple locations - department - SOUTH CREDIT MICROBANKING & RURAL BANKING - Job posted on - Dec 24, 2024 - emp_type - Permanent - Experience range (Years) - 2 years - 4 years- POSITION DESCRIPTION - JOB TITLE - Officer - Credit Micro Banking - GRADE - DM-II - DEPARTMENT - Credit - LOCATION - HO -...


  • India Ujjivan Small Finance Bank Full time

    **Officer Credit MicroBanking_TN&Karnataka**: Multiple locations - Department - SOUTH CREDIT MICROBANKING - Job posted on - May 21, 2025 - Employee Type - Permanent - Experience range (Years) - 2 years - 4 years- POSITION DESCRIPTION - JOB TITLE - Officer - Credit Micro Banking - GRADE - DM-II - DEPARTMENT - Credit - LOCATION - HO - SUB-DEPARTMENT - Micro...