Head - Unsecured Loan

7 days ago

India Michael Page Full time
Leadership roleMeritocratic Culture

About Our Client

Our client is a Top Financial Services player in the Indian market

Job Description

Business Strategy & Growth:

Define the roadmap and strategy for unsecured lending across personal loans, business loans, and new-age credit products.

Build scalable and sustainable sourcing models across digital, branch, and partnership-led channels.P&L Management:

Own the business P&L including disbursements, yield, cost of acquisition, cost of funds, and portfolio quality.

Optimize unit economics and drive bottom-line growth.Product Development & Innovation:

Design competitive unsecured loan products for salaried, self-employed, and micro-entrepreneurs.

Leverage alternate data, analytics, and technology to build differentiated offerings and improve customer experience.Credit & Risk Management:

Partner with credit and risk teams to define underwriting policies, credit scorecards, and customer segmentation.

Implement robust fraud prevention, collections, and NPA control strategies.Technology & Digital Transformation:

Drive digital sourcing, e-KYC, real-time credit decisioning, and end-to-end customer journeys.

Champion innovation in customer onboarding, loan servicing, and engagement.Distribution & Channel Management:

Expand and manage acquisition through digital, DSA, fintech, and branch-led channels.

Build co-lending, embedded finance, and partnership ecosystems.Team Leadership:

Lead a high-performing cross-functional team across product, analytics, sales, and operations.

Promote a culture of agility, ownership, and high performance.

The Successful Applicant

15+ years of relevant experience in unsecured lending In Banks or NBFCsDeep understanding of unsecured credit products, customer behavior, and risk metrics.Demonstrated success in scaling business lines and leading large teams.Tech-savvy and data-driven approach with a strong business acumen.MBA or equivalent post-graduate degree from a reputed institution preferred.

  • Loan Officer

    1 week ago

    India Ujjivan Small Finance Bank Full time

    **Loan officer - Microbanking**: Multiple locations - Department - SOUTH BUSINESS - Job posted on - Sep 08, 2025 - Employment type - Permanent- JOB TITLE - Loan Officer-Micro Banking - GRADE - DM-I - DEPARTMENT - Micro Banking - LOCATION - Branch - SUB-DEPARTMENT - TYPE OF POSITION - Full-time - REPORTS TO - CRM - REPORTING INTO - NA**ROLE PURPOSE &...

  • Director of Unsecured Lending

    7 days ago

    India beBeeLeader Full time ₹ 2,14,05,000 - ₹ 2,59,26,400

    Are you ready to take on a new challenge in unsecured lending?Job DescriptionWe are seeking an experienced leader to define the roadmap and strategy for personal loans, business loans, and credit products.You will be responsible for building scalable sourcing models across digital, branch, and partnership-led channels.Your duties will include owning the...

  • Il Ijp

    4 days ago

    India Ujjivan Small Finance Bank Full time

    **IL _ IJP-Loan Officer-Micro Banking-1114-Ramanagar, 1117-Maddur, 1173-Kengeri, ,1625-Srirangapatna, 1626-Mysuru double road, 1644-K R Nagar**: Multiple locations - Function - SOUTH MICROBANKING-IL - Job posted on - Sep 12, 2025 - Employee Type - Permanent - Experience range (Years) - 2 years - 4 years- KEY DUTIES & RESPONSIBILITIES OF THE ROLE **Business/...

  • il _ ijp

    4 days ago

    India Ujjivan small finance bank Full time ₹ 5,00,000 - ₹ 8,00,000 per year

    IL _ IJP-Loan Officer-Micro Banking-1114-Ramanagar, 1117-Maddur, 1173-Kengeri, ,1625-Srirangapatna, 1626-Mysuru double road, 1644-K R NagarMultiple locationsFunctionSOUTH MICROBANKING-ILJob posted onSep 12, 2025Employee TypePermanentExperience range (Years)2 years - 4 yearsKEY DUTIES & RESPONSIBILITIES OF THE ROLEBusiness/ FinancialsDevelop and execute...

  • Loan Officer

    5 days ago

    India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans (Delhi NCR)**: Multiple locations - Department - NORTH BUSINESS - Job posted on - Apr 24, 2025 - Employment type - Permanent- POSITION DESCRIPTION JOB TITLE Loan Officer GRADE DM-II DEPARTMENT Housing LOCATION RO SUB-DEPARTMENT NA TYPE OF POSITION Full-time REPORTS TO Relationship Manager-Housing Loans REPORTING...

  • Area Credit Manager

    4 weeks ago

    India Peoplemint Consultants Full time

    Job DescriptionHello connectionsLooking for Area Credit Manager of Secured & Unsecured Business loan product for Jharkhand state.Job details:- Minimum 5+ Years experience as Credit Manager of Secured & Unsecured Business Loan product. Team handling experience is mandatory.Experience:- Minimum 5+ Years in Secured & Unsecured Business Loan & creditLocation:-...

  • Relationship Manager

    4 days ago

    India Peoplemint Consultants Full time

    Hello ConnectionsWe are presently hiring Relationship Manager of Secured & Unsecured Business Loan for Wholesale Banking department with one of the leading Bank in Mumbai & Ahmedabad location.Job details:- 2+ Years relevant experience in Sales of Secured & Unsecured Business Loan.Job location:- Mumbai/Ahmedabad (Local Candidates only)Interested candidate...

  • Chief Lending Officer

    1 week ago

    India beBeeLeadership Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Loan Strategy DirectorAbout the RoleYou will lead a high-performing team to drive unsecured lending strategy and growth for our client. As a seasoned leader, you will develop and execute business plans to achieve strategic objectives.Key Responsibilities:Business Development & Growth:• Define the roadmap and strategy for unsecured lending across personal...

  • Business Relationship Manager-Business Loans-Sales

    1 week ago

    India Kotak Life Insurance Full time ₹ 5,00,000 - ₹ 10,00,000 per year

    About The Role   Position code Posting Description for Internal Candidates Enter Custom Internal Posting Description Short Description for Internal Candidates Description for Internal Candidates Business Relationship Manager Business Loans  Department Business Loans (BL) Location Reporting Relationship Position Grade M1/M2/M3 Job Role  - This is an...

  • Relationship Manager Full Time Permanent

    4 days ago

    India Peoplemint Consultants Full time

    We are presently hiring Relationship Manager of Secured & Unsecured Business Loan for Wholesale Banking department with one of the leading