Data Modeling Specialist
5 days ago
Job Overview
We are seeking an experienced Data Modeling Specialist to join our Collection Models team at CARS24 Financial Services. The successful candidate will be responsible for developing, analyzing, and utilizing data to improve collections.
Responsibilities
- Design and develop credit risk models using traditional logistic regression and machine learning techniques.
- Collaborate with collection managers to define models for prioritizing collections efforts.
- Provide detailed documentation of model development activities for review by the Risk Management team.
- Challenging existing procedures to bring more efficiency to the model development process.
- Prepare project presentations for review by Senior Management.
- Evaluate various business problems across the credit function and propose model-based solutions.
- Mentor junior members in the team on day-to-day activities.
Requirements
- A Master's or Bachelor's degree in Mathematics/Statistics, Operations Research, Economics, Computer Science/Engineering.
- 8-10 years of relevant analytical experience in scorecard development, ML modeling, segmentation, and clustering.
- A minimum of 2 years' experience in consumer credit.
- Hands-on experience in building credit models using SAS or Python.
- Familiarity with logistical/linear regressions, CHAID/CART/clustering techniques.
- Experience working in Hadoop and Bigdata environments.
- Strong coding skills in Python and PySpark.
- The ability to decipher complex data and present it effectively.
Estimated Salary:
$120,000 - $180,000 per year, depending on experience.
About Us
CARS24 is a leading autotech company that aims to transform the car ownership journey. We're building a one-stop shop for all car needs, powered by technology, data science, and deep customer insights.
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