Financial Growth Manager

24 hours ago

Ranchi, Jharkhand, India beBeeMicrofinance Full time ₹ 1,50,000 - ₹ 28,00,000

Job Title: Financial Growth Manager

  • To ensure achievement of disbursement targets with minimal delinquency.
  • Identify Joint Liability Groups (JLG) & disbursed loans, to suit target customers and geographies.
  • Enable business growth by developing and managing teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment, and delinquency management, achieving daily/weekly collections targets.
  • Maintain close follow up of the disbursed loans, especially those not paying on time.
  • Undertake regular field visits, centre meetings, and loan applicants.
  • Maintain portfolio quality by tracking & controlling normal dues, nonstarters, delinquency, & frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensure weekly/daily meetings & visits to centres.

Qualifications: Fresher to maximum of 5 years experience as sales officer in microfinance business

Key Skills: Relationship management, Business sourcing, Flair for sales, Microfinance, JLG model, Customer service

Responsibilities:

  • Diligent disbursement planning to maximize revenue growth while maintaining high quality portfolio.
  • Efficient collection strategies to reduce delinquency rates and maintain high recovery ratio.
  • Proactive risk assessment and mitigation to safeguard against potential losses.
  • Development of effective marketing plans to increase customer acquisition and retention.
  • Enhancement of team productivity through training and development programs.

Requirements:

  • Strong understanding of microfinance industry and its dynamics.
  • Excellent communication and interpersonal skills.
  • Able to work independently and manage multiple priorities effectively.
  • Knowledge of financial analysis and planning.
  • Result-driven with ability to meet performance targets.

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