Mortgage Underwriting Specialist

3 days ago

Meerut, Uttar Pradesh, India beBeeCredit Full time ₹ 18,00,000 - ₹ 21,00,000

Job Opportunity:

Credit Assessment Professional

Our organization seeks an experienced Credit Manager with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies.

Key Responsibilities:

  • End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps.
  • Provide timely and high-quality credit decisions while meeting Service Level Agreements (SLA) and compliance standards.
  • Ensure adherence to the National Consumer Credit Protection Act (NCCP), Anti-Money Laundering (AML) regulations, and other regulatory requirements.
  • Mentor and guide junior underwriters, and support process improvements.
  • Prepare daily/weekly reports on pipeline, SLAs, and quality metrics.

Requirements:

  • Graduate or Postgraduate degree in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
  • Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
  • Exposure to multiple lenders (e.g., Bankwest, CBA, ANZ) is a plus.
  • Excellent analytical, communication, and documentation skills.
  • Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.
  • Sound knowledge of credit bureaus like Equifax (AU).
  • Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

  • Senior Mortgage Analyst

    2 days ago

    Meerut, Uttar Pradesh, India beBeeMortgage Full time ₹ 5,00,000 - ₹ 19,99,999

    About the RoleThe Senior Underwriter role involves reviewing mortgage files, assessing income, analyzing debt and assets, and conducting an in-depth appraisal of the completed loan.Key Responsibilities:Perform a thorough review of mortgage loan files, encompassing income, assets, credit, and collateralEnter accurate data into the client's loan operating...

  • Senior Loan Specialist

    5 days ago

    Meerut, Uttar Pradesh, India beBeeMortgageUnderwriter Full time ₹ 12,00,000 - ₹ 15,00,000

    Conventional Mortgage Underwriter Job Description",The role of a Conventional Mortgage Underwriter is to review, condition and underwrite mortgage loans in accordance with established policies and procedures and appropriate guidelines. This involves examining all documentation for accuracy and completeness.Key Responsibilities include reviewing and analysing...

  • Senior Mortgage Quality Specialist

    3 days ago

    Meerut, Uttar Pradesh, India beBeeMortgage Full time ₹ 12,00,000 - ₹ 20,00,000

    Quality Lead RoleWe are looking for a motivated Quality Lead to monitor process quality, drive continuous improvement, and manage a team of quality analysts.Key Responsibilities:Supervise and guide a team to ensure high-quality delivery standards.Oversee end-to-end quality audits for mortgage-related processes such as loan origination, processing,...

  • Income Calculation Specialist

    3 days ago

    Meerut, Uttar Pradesh, India beBeeIncomeCalculation Full time ₹ 18,00,000 - ₹ 25,00,000

    Job Title: Income Calculation SpecialistWe are seeking a skilled income calculation specialist to join our team. The ideal candidate will have experience with US mortgage underwriting, specifically income calculation.5+ years of experience in US Mortgage Underwriting – Income Calculation is required.Hands-on experience with W2s, 1040s, Paystubs, Bank...

  • Conventional Loan Specialist

    4 days ago

    Meerut, Uttar Pradesh, India beBeeUnderwriter Full time ₹ 18,14,000 - ₹ 21,41,000

    About the RoleWe are seeking a highly skilled Mortgage Underwriter to join our team. As a Conventional Underwriter, you will be responsible for reviewing and analyzing mortgage loan applications to ensure eligibility, accuracy, and compliance with internal and regulatory guidelines.Your expertise in live underwriting and real-time analysis will enable you to...

  • Operations Specialist

    3 days ago

    Meerut, Uttar Pradesh, India beBeeSpecialist Full time ₹ 8,00,000 - ₹ 10,00,000

    Operations SpecialistWe strive to create technology products that enable seamless digital experiences.Our operational teams ensure smooth processing, underwriting, and mortgage closing services.Key Responsibilities:Participate in knowledge transfer sessions to maintain a thorough understanding of procedures and processes.Operational activities align with...

  • Term Insurance Specialist

    2 days ago

    Meerut, Uttar Pradesh, India beBeeInsurance Full time ₹ 6,00,000 - ₹ 12,00,000

    Job Title: Term Insurance SpecialistRole Overview:We are seeking a skilled Term Insurance Specialist to join our team. The ideal candidate will have experience in insurance operations, excellent communication skills, and a basic understanding of underwriting principles.Responsibilities:Manage post-payment cases to ensure a smooth customer journey.Coordinate...

  • Risk Management Specialist

    3 days ago

    Meerut, Uttar Pradesh, India beBeeUnderwriter Full time ₹ 5,00,000 - ₹ 10,00,000

    Executive UnderwriterJob Opening: Executive Underwriting (General & Business Insurance)Location: MumbaiAnalyze risk factors associated with businesses.Create customized policies by adding/removing covers, riders, or endorsements.Collaborate with underwriters at various insurance companies to obtain quotes and underwriting decisions.Follow up for approvals,...

  • Experienced Encompass Administrator Wanted

    3 days ago

    Meerut, Uttar Pradesh, India beBeeExperience Full time ₹ 80,00,000 - ₹ 1,20,00,000

    ICE Encompass Administrator Job OpportunityWe are seeking an experienced Encompass Administrator to join our team and play a key role in ensuring smooth system operations, user support, and compliance alignment.The ideal candidate will have 5+ years of proven hands-on experience in managing and customizing the Encompass Loan Origination System (LOS). They...

  • Senior Assurance Expert

    3 days ago

    Meerut, Uttar Pradesh, India beBeeAuditor Full time ₹ 9,00,000 - ₹ 10,90,000

    Job Description:The Quality Assurance Specialist will be responsible for conducting quality reviews and audits to ensure compliance with process SOPs and GRS QA Framework & guidelines.Responsibilities:Conduct monthly quality reviews/audits according on stipulated timeframe/SLAValidate data accuracy, completeness, and alignment with business and regulatory...