Credit Operations Specialist

15 hours ago


Kurnool, Andhra Pradesh, India beBeeCredit Full time ₹ 15,000 - ₹ 28,00,000

Job Title: Credit Operations Manager

About the Role

We are seeking an experienced Credit Operations Manager to join our team. As a key member of our credit operations department, you will be responsible for reviewing and assessing loan applications, ensuring compliance with guidelines and service level agreements.

Key Responsibilities
  1. Lending Compliance: Review and assess loan applications to ensure compliance with regulatory requirements and internal policies.
  2. Customer Discussions: Conduct thorough customer discussions to verify accurate completion of Know Your Customer (KYC) and credit documentation.
  3. MIS Reporting: Maintain and report on portfolio management information systems (MIS), delinquency MIS, and other relevant operational data.
  4. Underwriting Process Management: Oversee credit underwriting processes, focusing on efficient decision-making and collaboration with sales teams.
Requirements
  • Qualifications: A graduate degree, preferably with a Chartered Accountant (CA) or Master of Business Administration (MBA) qualification.
  • Knowledge and Skills: In-depth knowledge of credit risk, mortgage products, and loan-to-value ratios.
  • Review Experience: Proven ability to handle credit proposal reviews, risk mitigation, and collateral verification.
  • Process Focus: Strong focus on service quality standards and continuous process improvement.


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