Retail Credit Operations Professional

3 days ago


Kurnool, Andhra Pradesh, India beBeeCreditManagement Full time ₹ 1,04,000 - ₹ 1,30,878
Job Title: Manager - Retail Credit

Key Responsibilities:

  • Review loan applications to ensure compliance with established guidelines and service level agreements.
  • Conduct customer discussions to verify completion of necessary Know Your Customer (KYC) and credit documentation.
  • Manage portfolio performance by tracking key metrics, including delinquency rates.
  • Oversee credit underwriting processes, facilitating collaboration between sales teams.

Required Skills and Qualifications:

  • Graduate degree from a recognized institution, preferably with a background in finance or business administration.
  • In-depth knowledge of credit risk management, mortgage products, and loan-to-value ratios.
  • Proven ability to assess credit proposals, mitigate risks, and verify collateral.
  • Strong focus on delivering exceptional customer service and continuous process improvement.

Benefits Include:

  • A dynamic work environment that fosters growth and development.
  • Opportunities for professional advancement and skill-building.


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