Relationship Manager

3 weeks ago


Chennai, Tamil Nadu, India DBS Bank Full time

Business Function

As a leading bank in Asia, DBS Consumer Banking Group is uniquely positioned to help our customers achieve their goals and aspirations. With a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards, and personal loans, we provide our customers with tailored financial solutions to meet their needs at every life stage.

Job Purpose

As a Relationship Manager, you will be responsible for maintaining the existing portfolio by engaging with customers on a daily basis and monitoring account conduct, exploring opportunities to enhance eligible accounts.

Key Accountabilities

• Maintain the overall health of the portfolio by regularly following up with customers for interest servicing, timely renewals, reduction in slippage, and covenant monitoring.

• Ensure upgradation of lanes.

• Explore possibilities of enhancement in eligible accounts.

• Closure of exit marked accounts.

• Monthly C-LAP disbursement as per assigned target.

Job Duties & Responsibilities

• Daily monitoring of accounts for interest servicing, EMI payments, credit summation, etc.

• Maintain portfolio quality and timely clearance of covenants.

• Control outflow of standard accounts and fasten closure of exit marked accounts.

• Sourcing of C-LAP through existing customer reference, open market sourcing, and through DSA.

Required Experience

3-7 years of experience in MSME lending/retail lending and customer relationship.


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