Credit Portfolio Manager

2 days ago


Bengaluru, Karnataka, India Vivriti Capital Full time
Company Overview

Vivriti Capital is a pioneering institution that embodies the spirit of innovation and progress in the financial services sector. Our mission-driven approach has enabled us to establish ourselves as a leading player in the Indian debt market space.

Salary

We offer an attractive salary package, estimated to be around ₹12 lakhs per annum, based on industry standards and location considerations.

Job Description

Risk Assessment and Credit Evaluation

The successful candidate will be responsible for evaluating creditworthiness, assessing risk, and making recommendations to our internal committees. This involves conducting thorough analyses of clients' financial statements, industry trends, and macroeconomic factors.

Credit Monitoring and Portfolio Management

You will also be expected to monitor clients' performance, identify early warning signs of credit deterioration, and collaborate with our account relationship team to mitigate potential risks.

Client Engagement and Communication

A key aspect of this role is engaging with clients' senior management, presenting their credit profiles to our internal teams, and facilitating effective communication to support decision-making processes.

Required Skills and Qualifications
  • CA Fresher (2024) or 1+ years of relevant credit assessment experience in corporates.
  • Structured credit/lending or portfolio/credit monitoring teams of Banks/NBFCs/PE/Debt funds/Rating agencies.
  • Experience in handling due diligence or transaction advisory.
  • Proficiency in MS Word, Excel, and PowerPoint.
Benefits
  • Medical Care, Life and Personal Accident Insurance, Critical illness cover.
  • Interest-free loans of up to ₹10 lacs, with no questions asked.
  • Promoting health and wellness at the office with a well-equipped sports and recreation room, regular fitness challenges, and organizing leagues of sports events.
  • Caring for your health with nutritious food, fruits served round the clock, variety of beverages, etc.

Why Join Us?

Vivriti Capital is a dynamic and inclusive organization that fosters a collaborative culture. We invest in our employees through developmental programs, professional development allowances, and education grants. With aggressive rewards mechanisms and a long-term focus on employee wealth creation, we offer an ideal platform for talented individuals to excel in their careers.



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