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Business Development Finance Specialist

3 weeks ago


Shimoga, Karnataka, India beBeeCredit Full time ₹ 90,00,000 - ₹ 1,44,00,000

Job Title: Credit Manager

We are seeking experienced professionals with a strong background in mortgage underwriting to assess home loan applications.

Key Responsibilities:

  • Assess and decide on home loan/mortgage applications based on credit policy and guidelines.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Liaise with stakeholders for clarifications or documentation gaps.
  • Provide timely and high-quality credit decisions while meeting service level agreements and compliance standards.
  • Ensure adherence to regulatory requirements and industry best practices.
  • Mentor and guide junior team members, and support process improvements.
  • Prepare reports on pipeline, service level agreements, and quality metrics.

Requirements:

  • Graduate/Postgraduate degree in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
  • Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
  • Exposure to multiple lenders is a plus.
  • Excellent analytical, communication, and documentation skills.
  • Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.
  • Sound knowledge of credit bureaus like Equifax (AU).
  • Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.