Senior Conventional Mortgage Specialist

1 week ago


Davangere, Karnataka, India beBeeMortgage Full time ₹ 12,00,000 - ₹ 17,50,000
Conventional Mortgage Underwriter Role

The Conventional Mortgage Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

Key Requirements:

  • 4 years and above experience in conventional/govt end to end underwriting.
  • Degree or Equivalent education qualification.

Responsibilities include:

  • Reviewing and analysing the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
  • Reviewing all required loan data, reports, and inspections to insure the collateral is acceptable to investor and company.
  • Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios.

Skills needed:

  • Expertise in 4C's framework (Credit, Capacity, Collateral and Capital).
  • Familiar in Credit report Analysis & LOX (Letter of Explanation).
  • Knowledge on Credit Bureau, Documents to approve the loan, Familiar with different account types.

Benefits:

  • Work from home/remote opportunity.
  • US Mortgage Process (only night shifts).


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