
Unsecured Lending Credit Expert
2 days ago
Our organization seeks a skilled Credit Risk Manager to oversee and strengthen the credit risk framework for unsecured lending, drive credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.
Main Responsibilities:- Develop and maintain credit risk policies and frameworks for unsecured products.
- Review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
- Collaborate with product and analytics teams to optimize credit strategies for new and existing products.
- MBA/PGDM in Finance, Economics, or CA.
- 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs.
- Strong understanding of consumer credit products and the risk lifecycle.
- Working Capital underwriting is a must.
This role requires a strong analytical mind, excellent communication skills, and the ability to work effectively in a fast-paced environment. We value motivated and results-driven individuals who can contribute to our team's success.
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