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Role/Job Title: Territory Manager – Home Loans LIG/MIG
Function/Department: Home Loans LIG/MIG
Job Purpose:
The role bearer has the responsibility of sourcing loans from market using DSAs/DSTs and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintaining strong relationships, fostering cooperation, and communicating effectively across different mediums. The role bearer must ensure adherence to the policies and guidelines set. The execution of these tasks must be accomplished in such a manner that is both sales supportive and risk averse, contributing to the larger objectives of the bank.
Key Responsibilities:
- Sourcing and managing channels from the market and acquiring business from them.
- Ensuring a quality portfolio by minimizing delinquency and rejection.
- Extensive knowledge and understanding of retail assets, products, operations, and current market trends.
- Identifying changing market trends, channel development for acquiring business, and providing high-quality customer service.
- Recommending improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.
Education Qualification:
Graduation: Any Graduation
Post-graduation: Any Post-graduation
Experience: 2 to 5 years of experience in Home Loans LIG/MIG
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