Credit Operations Specialist

5 days ago


Bengaluru, Karnataka, India jai kisan Full time

About Jai Kisan

Jai Kisan is a pioneering rural fintech platform providing innovative financial solutions to borrowers in emerging markets. Our mission is to cater to the financial needs of rural communities, empowering them with accessible and secure credit options.

Our platform offers a unique combination of mobile and web-based tools, ensuring seamless loan application, origination, and management. We utilize a robust credit scoring engine to evaluate farmers, providing them with customized loan products. Our technologically-enabled channel partner locations enable borrowers to access our services at their fingertips.

Jai Kisan has recently raised ₹300 million in a pre-series A funding round, led by Arkam Venture, with NABVentures also participating. This investment will enable us to further our mission and drive sustainable financing in rural India.

As a Credit Operations Specialist, you will play a critical role in our team, responsible for verifying KYC documents, underwriting evaluation, and agreement verification. Your expertise in credit evaluation and credit ops handling will be essential in ensuring the success of our lending operations.

Key Responsibilities:

  • KYC documents verification
  • U/W documents verification
  • Underwriting evaluation / Scorecard calculation & evaluation of the retailers based on the defined criteria
  • Suggesting the appropriate limit for the retailers based on the defined criteria
  • Verification of Agreement, UDCs, and other post sanction documents received from the customers
  • Invoice verification of the receipts sent by the retailers for financing
  • Bank account verification for the disbursement
  • Validation and tracking of disbursements against invoices
  • Repayments monitoring, tracking and escalation as per the defined criteria

What we need:

  • 2-3 years experience in credit evaluation and credit ops handling
  • Project management & Excel Skills
  • Preferred qualification: CA
  • Ability to thrive in a fast-paced, collaborative environment

Requirements:

  • 2-3 years experience in credit evaluation and credit ops handling
  • Project management & Excel Skills
  • Preferred qualification: CA
  • Ability to thrive in a fast-paced, collaborative environment


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