Credit Risk Manager for Business Loans

3 weeks ago


Bengaluru, Karnataka, India IDFC FIRST Bank Full time

Job Title: Credit Risk Manager for Business Loans

Department: Credit

Job Summary:

The Credit Risk Manager for Business Loans will be responsible for managing a team of credit underwriters and coordinating with the sales team to achieve targets. The role involves direct contact with customers to establish their creditworthiness, ensuring completion of verifications, and adhering to the company's credit policy.

Key Responsibilities:

  • Underwrite secured and unsecured loan proposals for customers as per the laid-down policies and procedures.
  • Supervise a team of credit underwriters and provide guidance.
  • Conduct personal discussions with customers to establish their creditworthiness.
  • Control and contain front-end delinquencies by calling customers on the first presentation.
  • Ensure completion of credit/KYC documents and verification through telephonic, field, and collateral visits.
  • Coordinate with the sales team to achieve targets and ensure SLAs are met.
  • Ensure adherence to the company's credit policy and accepted standards.

Requirements:

Graduation in a relevant field, such as Engineering, Technology, or Commerce. Post-graduation in MBA is preferred.

2-5 years of experience in credit management.


  • Credit Risk Manager

    1 month ago


    Bengaluru, Karnataka, India KreditBee Full time

    About KreditBeeKreditBee is a leading fintech lending platform in India, with a strong presence in the financial services industry. Our company has a robust digital infrastructure, offering a range of financial services including personal loans, business loans, investments, insurance, and credit score reports.Job SummaryWe are seeking an experienced Credit...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    About the RoleAt Commonwealth Bank, we're committed to helping people and businesses achieve their financial goals. As a Credit Risk Analyst, you'll play a critical role in assessing and managing credit risk across our retail business. You'll work closely with our Operations Manager to develop and implement credit risk assessment tools and processes,...

  • Credit Risk Manager

    3 weeks ago


    Bengaluru, Karnataka, India Ekani Management Services Pvt Ltd Full time

    Credit Risk ManagerWe are currently seeking a skilled Credit Risk Manager to oversee the lending process at Ekani Management Services Pvt Ltd. The successful candidate will be responsible for evaluating clients creditworthiness, creating credit scoring models, and approving or rejecting loan requests.The ideal candidate will have a strong understanding of...

  • Credit Risk Manager

    4 weeks ago


    Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

    Job Title: Credit Risk ManagerJob Summary:The Credit Risk Manager is responsible for assessing the creditworthiness of borrowers and ensuring that loan facilities are in line with the bank's risk appetite and Target Market Risk Acceptance Criteria (TM-RAC). This involves conducting detailed credit analysis and assessment of POS credit applications.Key...

  • Credit Risk Manager

    3 weeks ago


    Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

    Job Title: Credit Risk ManagerJob Summary:The Credit Risk Manager is responsible for determining the creditworthiness of borrowers and ensuring that loan facilities are in line with the bank's risk appetite and Target Market Risk Acceptance Criteria (TM-RAC). This involves conducting detailed credit analysis and assessment of POS credit applications.Key...

  • Credit Risk Manager

    3 weeks ago


    Bengaluru, Karnataka, India KreditBee Full time

    About KreditBeeKreditBee is India's largest fintech lending platform, boasting a current monthly disbursement of over ₹1600 Crores. With 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers, the company has established itself as a leading player in the Indian fintech industry.Key ResponsibilitiesThe Credit Risk Manager will be...

  • Credit Risk Manager

    3 weeks ago


    Bengaluru, Karnataka, India IDFC FIRST Bank Full time

    Job Title: Credit Risk ManagerFunction/Department: Micro Business LoansJob Purpose:The incumbent will be responsible for managing a team and coordinating with the sales team to achieve targets. They will be in direct contact with customers to establish their credit worthiness, ensuring completion of credit/KYC documents and verifications through telephonic,...

  • Credit Risk Manager

    4 weeks ago


    Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

    Job Title: Credit Risk ManagerJob Summary:The Credit Risk Manager is responsible for analyzing and assessing credit applications to determine the borrower's eligibility for financing. The role involves conducting detailed credit analysis and assessment of POS credit applications to ensure they align with the bank's risk appetite and Target Market Risk...

  • Senior Credit Analyst

    2 weeks ago


    Bengaluru, Karnataka, India Commonwealth Bank Full time

    Job Title: Senior Credit AnalystJob Summary:We are seeking a Senior Credit Analyst to join our Retail Operations team at Commonwealth Bank. As a Senior Credit Analyst, you will be responsible for reviewing and analysing home loan applications against credit limits and frameworks.Key Responsibilities:Review and analyse home loan applications against credit...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    Job Title: Senior Credit AnalystAt Commonwealth Bank, we're committed to helping people and businesses achieve their financial goals. As a Senior Credit Analyst, you'll play a critical role in our Retail Operations team, working closely with management to develop and implement credit risk strategies.Key Responsibilities:Review and analyze home loan...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    About Commonwealth BankAt CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas,...


  • Bengaluru, Karnataka, India Navi Full time

    About NaviNavi is a leading financial services company in India, offering a range of digital-first products including personal and home loans, UPI, insurance, mutual funds, and gold. Our mission is to deliver simple, accessible, and affordable financial solutions using in-house AI/ML capabilities, technology, and product expertise.Job SummaryWe are seeking...

  • Senior Credit Manager

    3 weeks ago


    Bengaluru, Karnataka, India Credit Saison Finance Pvt Ltd Full time

    As a Senior Credit Manager at Credit Saison Finance Pvt Ltd, you will play a key role in driving the credit practice for our Business Loan (BL) segment, aligning with the company's defined risk philosophy. You will lead a team of credit managers to ensure due diligence in credit analysis, deviations management, evaluation, underwriting, and sanctioning of...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    Job Summary:We are seeking a highly skilled Senior Credit Analyst to join our team at Commonwealth Bank. As a Senior Credit Analyst, you will be responsible for reviewing and analyzing home loan applications against credit limits and frameworks.Key Responsibilities:Apply your knowledge of Australian home loan lending processes and regulations.Communicate...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    Job Summary:We are seeking a skilled Senior Credit Analyst to join our team at Commonwealth Bank. As a Senior Credit Analyst, you will be responsible for reviewing and analyzing home loan applications against credit limits and frameworks.Key Responsibilities:Apply your knowledge of Australian home loan lending processes and regulations to make informed...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    Job Summary:We are seeking a highly skilled Senior Credit Analyst to join our team at Commonwealth Bank. As a Senior Credit Analyst, you will be responsible for reviewing and analyzing home loan applications against credit limits and frameworks.Key Responsibilities:Apply your knowledge of Australian home loan lending processes and regulations to ensure...


  • Bengaluru, Karnataka, India Commonwealth Bank Full time

    Organization:At Commonwealth Bank, we strive to empower individuals and businesses to achieve their financial goals. Our focus is on providing expert financial guidance and support to help them make informed decisions and progress towards their aspirations.Job Title: Credit Risk AnalystLocation:Our team is based in Bangalore, working collaboratively to drive...

  • Senior Credit Manager

    2 weeks ago


    Bengaluru, Karnataka, India Credit Saison Finance Pvt Ltd Full time

    Credit Practice OverviewAt Credit Saison Finance Pvt Ltd, we're seeking a seasoned Credit Practice Lead to drive our credit strategy for the BL segment, aligning with our risk philosophy.Key Responsibilities:Lead a team of credit managers to ensure rigorous due diligence in credit analysis, deviations management, and underwriting.Develop and implement a...


  • Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About This Opportunity:We are seeking a skilled Credit Portfolio Consultant to join our team at Wells Fargo Bank. As a key member of our risk management team, you will play a critical role in monitoring and evaluating the firm's securities-based lending products. Your expertise in risk management and analysis will be instrumental in identifying potential...


  • Bengaluru, Karnataka, India Ekani Management Services Pvt Ltd Full time

    Ekani Management Services Pvt Ltd: Area Credit Manager PositionWe are seeking a highly skilled Area Credit Manager to oversee our lending process, evaluating clients creditworthiness and approving or rejecting loan requests based on credibility and potential revenues and losses.Minimum 6 to 8 years of experience in creditSalary 5 LPA to 7 LPANumber of...