Credit Risk Manager for Business Loans
3 weeks ago
Job Title: Credit Risk Manager for Business Loans
Department: Credit
Job Summary:
The Credit Risk Manager for Business Loans will be responsible for managing a team of credit underwriters and coordinating with the sales team to achieve targets. The role involves direct contact with customers to establish their creditworthiness, ensuring completion of verifications, and adhering to the company's credit policy.
Key Responsibilities:
- Underwrite secured and unsecured loan proposals for customers as per the laid-down policies and procedures.
- Supervise a team of credit underwriters and provide guidance.
- Conduct personal discussions with customers to establish their creditworthiness.
- Control and contain front-end delinquencies by calling customers on the first presentation.
- Ensure completion of credit/KYC documents and verification through telephonic, field, and collateral visits.
- Coordinate with the sales team to achieve targets and ensure SLAs are met.
- Ensure adherence to the company's credit policy and accepted standards.
Requirements:
Graduation in a relevant field, such as Engineering, Technology, or Commerce. Post-graduation in MBA is preferred.
2-5 years of experience in credit management.
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