Credit Risk Manager
3 days ago
Job Title: Credit Risk Manager
Function/Department: Micro Business Loans
Job Purpose:
The incumbent will be responsible for managing a team and coordinating with the sales team to achieve targets. They will be in direct contact with customers to establish their credit worthiness, ensuring completion of credit/KYC documents and verifications through telephonic, field, and collateral visits while complying with the company's credit policy.
Roles & Responsibilities:
- The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid-down policies and procedures to honour the agreed service level agreements and manage city/area business volumes.
- To conduct personal discussions with customers to establish credit worthiness.
- The incumbent will ensure completion of credit/know your customer documents and verification - telephonic, field & collateral visits.
- To coordinate with sales to achieve targets and ensure turnaround time or service level agreements are met.
- To ensure credit policy adherence to the accepted standards.
- To control and contain front-end delinquencies by calling up customers on first presentation.
- To manage and supervise a team of credit underwriters and provide guidelines.
Education Qualification:
Graduation: Any Graduation.
Post Graduation - Any Post-graduation.
Experience: 5 to 10 Years of experience in Credit.
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