Credit Risk Manager

3 days ago


Bengaluru, Karnataka, India IDFC FIRST Bank Full time

Job Title: Credit Risk Manager

Function/Department: Micro Business Loans

Job Purpose:

The incumbent will be responsible for managing a team and coordinating with the sales team to achieve targets. They will be in direct contact with customers to establish their credit worthiness, ensuring completion of credit/KYC documents and verifications through telephonic, field, and collateral visits while complying with the company's credit policy.

Roles & Responsibilities:

  1. The incumbent will be responsible for underwriting secured and unsecured proposals for loan customers as per the laid-down policies and procedures to honour the agreed service level agreements and manage city/area business volumes.
  2. To conduct personal discussions with customers to establish credit worthiness.
  3. The incumbent will ensure completion of credit/know your customer documents and verification - telephonic, field & collateral visits.
  4. To coordinate with sales to achieve targets and ensure turnaround time or service level agreements are met.
  5. To ensure credit policy adherence to the accepted standards.
  6. To control and contain front-end delinquencies by calling up customers on first presentation.
  7. To manage and supervise a team of credit underwriters and provide guidelines.

Education Qualification:

Graduation: Any Graduation.

Post Graduation - Any Post-graduation.

Experience: 5 to 10 Years of experience in Credit.


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