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Financial Analysis Expert
2 weeks ago
We are looking for an experienced Financial Analysis Expert to join our team. The successful candidate will be responsible for analyzing financial data, assessing credit risk, and providing recommendations to improve business performance.
The ideal candidate will have a strong understanding of financial analysis, accounting principles, and credit risk management. They will also possess excellent analytical and problem-solving skills, as well as the ability to communicate complex ideas effectively.
The role will involve working closely with senior management to develop and implement financial strategies, as well as collaborating with other teams to ensure seamless execution.
The successful candidate will be a motivated and detail-oriented individual who is passionate about finance and committed to delivering high-quality results.
**Key Responsibilities:**
- Analysing financial statements, performance, and trend analysis for assessing the credit worthiness of mid-large corporates
- Managing a portfolio of clients and handling rating assignments
- Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
- Build forecast excel models
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.
- Adhering to standard operating procedure & policies including compliance documentation
- Maintaining strong relationship with the client.
**Requirements:**
- Strong understanding of credit principles, credit review/appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree
- Excellent written & verbal communication skills and ability to build effective relationships with various stakeholders
- Ability to multi-task independently under tight timelines and eye for details
- 2-10 years of relevant experience in credit industry