
Senior US Mortgage Specialist
5 days ago
We are seeking an experienced US Mortgage Underwriter to join our organization.
The Job DescriptionThis individual will be responsible for analyzing and approving mortgage applications, performing income calculations, and ensuring compliance with regulatory requirements. They will play a key role in making underwriting decisions, maintaining high-quality standards, and supporting business objectives.
Key Responsibilities:- Analyze and underwrite US mortgage loan applications.
- Review applicant financial documents and assess creditworthiness.
- Apply the 4 Cs (Credit, Capacity, Collateral, Capital) to underwriting decisions.
- Ensure compliance with federal guidelines and mortgage regulations.
- Perform accurate income calculations and validate supporting documents.
- Communicate effectively with internal teams and stakeholders.
- Minimum 2 years of experience in US Mortgage Underwriting.
- Strong expertise in income calculations, 4 Cs – Credit, Capacity, Collateral, and Capital, and federal guidelines & mortgage regulations.
- Excellent analytical and decision-making skills.
- Strong written and verbal communication skills.
- Ability to work independently with attention to detail.
This position offers the opportunity to work from home (post training & certification), with training locations in Pune & Chennai.
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