Business Credit Operations Specialist

2 weeks ago


Mumbai, Maharashtra, India beBeeAnalysis Full time ₹ 45,00,000 - ₹ 80,00,000
Job Summary">

We are seeking a skilled professional to fill the role of Area Credit Manager, who will be responsible for overseeing credit management operations within their designated area. This position requires strong analytical and problem-solving skills, as well as excellent communication and leadership abilities.

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  • Perform comprehensive financial analysis and eligibility assessments for Large Amount Personal Loans (LAP) cases based on defined policy frameworks.
  • Maintain timely case processing, adhering to established timelines and performance metrics.
  • Coordinate with vendors to obtain technical and legal reports as required.
  • Manage delinquency cases by tracking EMI bounced payments, analyzing instances for future action, and conducting Root Cause Analysis (RCA).
  • Prepare Management Information Systems (MIS) in accordance with process requirements and senior management guidance.
  • Collaborate with sales and operations teams to facilitate smooth file movement and dockets.
  • Conduct product demonstrations and make informed decisions on LAP case approvals.
  • Ensure high-quality underwriting standards are maintained.
  • Work with the Operations department to facilitate post-disbursal requests from clients.
  • Support business teams in achieving monthly and annual targets while maintaining a high-quality portfolio.

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