
Senior Credit Risk Professional
7 days ago
Job Summary
Your Role: Credit Analyst.
As a skilled credit analyst, you will play a pivotal role in evaluating clients' creditworthiness and developing predictive models to mitigate risks.
Key Responsibilities:
• Research and assess clients' financial profiles to gauge their creditworthiness
• Develop and implement robust credit scoring models to predict potential risks and defaults
• Make informed decisions on loan approvals or rejections based on thorough analysis of client credibility and potential revenue/loss projections
• Establish interest rates that balance profitability with risk management
• Negotiate loan terms with clients while ensuring fair market practices are upheld
• Monitor client payments and maintain accurate records of loan applications
• Follow up with clients to facilitate debt settlements and loan renewalsCraft and enforce credit policies aligned with regulatory requirementsDevelop, review, and update our company's credit guidelines
Requirements:
To succeed in this position, you will need:
- Strong analytical and problem-solving skills
- Excellent communication and negotiation abilities
- Familiarity with credit policies and regulations
- Proficiency in statistical modeling and data analysis
- Ability to work under pressure and meet deadlines
Benefits:
This role offers a challenging and rewarding career path with opportunities for growth and professional development.
Why Choose This Role?
By joining our team as a credit analyst, you will have the opportunity to make a meaningful impact on our business outcomes while developing your skills in a dynamic and supportive environment.
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