Mortgage Underwriter Career Opportunity

3 days ago


Solapur, Maharashtra, India beBeeCredit Full time ₹ 17,28,000 - ₹ 25,92,000
Job Title: Mortgage Underwriter

The primary responsibility of a mortgage underwriter is to ensure that loan applications comply with regulatory requirements and bank policies.

This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

  • Conducting thorough analysis of customer financial positions, employment history, credit history, and ability to repay.
  • Understanding and applying the principles of credit effectively.
  • Maintaining compliance with regulatory and company guidelines.
  • Assessing credit risk and determining loan approval/decline decisions.
  • Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
  • Communicating with external stakeholders, including brokers/lenders.
Key Responsibilities:
  • Loan Application Evaluation
  • Creditworthiness Assessment
  • Income Verification
  • Risk Analysis
  • Property Valuation Review
  • Reviewing Loan-to-Value Ratio (LVR)
  • Approval or Declination of Loans
  • Fraud Detection


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