
Risk Assessment Specialist
10 hours ago
Job Title:
Risk Evaluation Specialist
About the Role:
We are seeking a seasoned professional to develop and implement advanced risk evaluation frameworks for unsecured lending in rural and semi-urban contexts.
Main Responsibilities:
- Design, implement, and review credit risk models and associated frameworks in line with industry best practices.
- Craft and execute credit risk strategies across the entire lending cycle, from acquisition to collections.
- Analyze portfolio performance using various risk metrics, identify early warning signals, and track portfolio trends against established risk parameters.
- Ensure that risk policies remain current and aligned with both external market conditions and internal risk appetite.
- Extract insights from large datasets, create data-driven Management Information Systems (MIS), and brief senior management on changing market conditions.
- Regularly audit processes to ensure adherence to risk policies and verify the effectiveness of existing controls.
- Collaborate with internal teams to enhance the overall risk framework.
Eligibility Criteria:
- A bachelor's or master's degree from a reputable institution.
- 3-6 years of experience in managing risk in non-banking financial institutions, fintech, or lending organizations.
- 2+ years of experience in Python and SQL programming is mandatory.
- Exceptional data analysis skills and ability to extract meaningful insights.
- Strong understanding of statistical modeling techniques.
- Experience in microfinance/MSME lending will be an added advantage.
What We Offer:
This role offers a unique opportunity to work on complex risk evaluation projects and contribute to the development of our risk management function. As a key member of our team, you will have the chance to grow professionally and make a significant impact on our business.
How to Apply:
Please submit your application along with your resume and a cover letter explaining why you are suited for this role.
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