
Financial Auditor
3 days ago
The ideal candidate for this role will be responsible for auditing loans to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.
This position requires a detail-oriented individual with strong analytical skills, who can analyze customer financial positions, employment history, credit history, and ability to repay.
The successful applicant will have the ability to understand and apply the 4 Cs of Credit effectively, ensuring compliance with regulatory and company guidelines. They will also assess credit risk and determine loan approval/decline decisions.
Key Responsibilities:- Analyzing customer financial data and credit history
- Assessing lending criteria and creditworthiness
- Evaluating income verification and risk analysis
- Reviewing loan-to-value ratio (LVR) and property valuation
- Approval or declination of loans
The ideal candidate will possess excellent communication skills and be able to work in fast-paced environments, meeting deadlines and delivering results. A graduate/postgraduate degree in Finance, Commerce, or a related field is essential, as is 2+ years of experience in mortgage operations, with at least 1+ year in a quality assurance role.
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